Best no foreign transaction fee credit cards of 2026

You could save 1% to 3% per transaction when traveling abroad. Get matched to credit cards from our partners based on your unique credit profile.^⍉

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Travel with peace of mind

Enjoy your trip without worrying about unexpected transaction fees.

Protect yourself from fraud

Get more protection from unauthorized charges than with cash or a debit card.

Earn rewards for your spending

Pick a card with rewards to help you cover travel costs or save up for future trips.

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(297 reviews)

Capital One Quicksilver Cash Rewards Credit Card

Intro bonus:	$200
Intro APR:	0% on Purchases and Balance Transfers for 15 months
Ongoing APR:	18.49% - 28.49% (Variable)
Rewards:	1.5% - 5% (cash back)
Annual Fee:	$0

View details

Rates and fees

Need help deciding?When comparing no foreign transaction fee credit cards, consider these factors before applying.

Annual percentage rate (APR)

The APR on credit cards is simply the interest rate the card issuer charges when you don’t pay off your balance in full each month—it doesn’t include the card’s annual fees or other fees you may be charged for using your card. There are several types of APR that can apply to credit cards including purchase, balance transfer and cash advance.

Intro bonus

A credit card intro bonus, also called a welcome bonus, is a benefit that credit card issuers offer new cardholders when they're approved for the new card. While some intro bonuses offer automatic rewards upon approval, most require you to spend a certain amount on eligible purchases in a given timeframe to qualify. Look for cards with a high intro bonus and a low spending requirement.

Rewards

Cash back credit cards reward you with cash equal to a percentage of each dollar you spend, which may be a rate of 1% to 2%. Some cash back cards offer rewards for spending in categories such as gas, groceries and dining at a significantly higher rate—3% to 6%, for example. Look for rewards that align with what you spend the most on.

Annual fee

Some credit cards have an annual fee which you'll pay when you first receive the card and at each cardholder anniversary. Take the cost of an annual fee into account when considering which options will benefit you the most over the course of a year.

(204 reviews)

American Express Platinum Card^®

Intro bonus:	As high as 175,000 points. Find out your offer.
Ongoing APR:	See Pay Over Time APR
Rewards:	1x - 5x (Points per dollar)
Annual Fee:	$895

View details

Rates and fees

Terms Apply

(64 reviews)

Capital One Quicksilver Secured Cash Rewards Credit Card

Ongoing APR:	28.99% (Variable)
Rewards:	1.5% - 5% (cash back)
Annual Fee:	$0

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Rates and fees

Avant^® Cashback Rewards Mastercard^®

Ongoing APR:	29.99%*
Rewards:	2% (cash back)
Annual Fee:	$0*

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Rates and fees

(103 reviews)

Capital One Platinum Secured Credit Card

Ongoing APR:	28.99% (Variable)
Rewards:	N/A*
Annual Fee:	$0

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Rates and fees

Avant^® Mastercard^®

Ongoing APR:	35.99%*
Rewards:	N/A*
Annual Fee:	$0*

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Rates and fees

(284 reviews)

Capital One Savor Cash Rewards Credit Card

Intro bonus:	$250
Intro APR:	0% on Purchases and Balance Transfers for 12 months
Ongoing APR:	18.49% - 28.49% (Variable)
Rewards:	1% - 8% (cash back)
Annual Fee:	$0

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Rates and fees

(29 reviews)

Citi Strata Premier^® Card

Intro bonus:	60,000 Points
Ongoing APR:	19.49% - 27.49% (Variable)
Rewards:	1x - 10x (Points per dollar)
Annual Fee:	$95

Apply View details

Rates and fees

Avant^® Cashback Rewards Mastercard^®

Ongoing APR:	35.99%*
Rewards:	1% (cash back)
Annual Fee:	$0*

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Rates and fees

(26 reviews)

Capital One Venture X Rewards Credit Card

Intro bonus:	75,000 Miles
Ongoing APR:	19.49% - 28.49% (Variable)
Rewards:	2x - 10x (Miles per dollar)
Annual Fee:	$395

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Rates and fees

(54 reviews)

Costco Anywhere Visa^® Card by Citi

Ongoing APR:	18.74% - 26.74% (Variable)
Rewards:	1% - 5% (cash back)
Annual Fee:	$0

Apply View details

Rates and fees

(265 reviews)

American Express^® Gold Card

Intro bonus:	As High As 100,000 points. Find Out Your Offer.
Ongoing APR:	See Pay Over Time APR
Rewards:	1x - 5x (Points per dollar)
Annual Fee:	$325

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Rates and fees

Terms Apply

(285 reviews)

Capital One VentureOne Rewards Credit Card

Intro bonus:	20,000 Miles
Intro APR:	0% on Purchases and Balance Transfers for 15 months
Ongoing APR:	18.49% - 28.49% (Variable)
Rewards:	1.25x - 5x (Miles per dollar)
Annual Fee:	$0

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Rates and fees

(32 reviews)

Capital One Savor Student Cash Rewards Credit Card

Intro bonus:	$100
Ongoing APR:	18.49% - 28.49% (Variable)
Rewards:	1% - 8% (cash back)
Annual Fee:	$0

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Rates and fees

(106 reviews)

Citi^® / AAdvantage^® Platinum Select^® World Elite Mastercard^®

Ongoing APR:	19.49% - 29.49% (Variable)
Rewards:	2x (Miles per dollar)
Annual Fee:	$99, waived for first 12 months

Apply View details

Rates and fees

Avant^® Cashback Rewards Mastercard^®

Ongoing APR:	35.99%*
Rewards:	1% (cash back)
Annual Fee:	$75*

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Rates and fees

Avant^® Cashback Rewards Mastercard^®

Ongoing APR:	35.99%*
Rewards:	1% (cash back)
Annual Fee:	$75 first year; then $99/year

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Rates and fees

(788 reviews)

Capital One Platinum Credit Card

Ongoing APR:	28.99% (Variable)
Rewards:	N/A*
Annual Fee:	$0

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Rates and fees

Avant^® Cashback Rewards Mastercard^®

Ongoing APR:	35.99%*
Rewards:	1% (cash back)
Annual Fee:	$39*

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Rates and fees

(692 reviews)

Credit One Bank^® Platinum X5 Visa Signature^® Metal Card

Ongoing APR:	29.74% Variable
Rewards:	1% - 5% (cash back)
Annual Fee:	$95

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Rates and fees

Terms Apply

(16 reviews)

Capital One Quicksilver Student Cash Rewards Credit Card

Intro bonus:	$100
Ongoing APR:	18.49% - 28.49% (Variable)
Rewards:	1.5% - 5% (cash back)
Annual Fee:	$0

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Rates and fees

(317 reviews)

Capital One QuicksilverOne Cash Rewards Credit Card

Ongoing APR:	28.99% (Variable)
Rewards:	1.5% - 5% (cash back)
Annual Fee:	$39

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Rates and fees

(765 reviews)

Capital One Savor Cash Rewards for Good Credit

Ongoing APR:	28.99% (Variable)
Rewards:	1% - 8% (cash back)
Annual Fee:	$0

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Rates and fees

(134 reviews)

Capital One Venture Rewards Credit Card

Intro bonus:	75,000 Miles
Ongoing APR:	19.49% - 28.49% (Variable)
Rewards:	2x - 5x (Miles per dollar)
Annual Fee:	$95

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Rates and fees

(205 reviews)

Credit One Bank^® Wander^® American Express^® Card with Dining, Gas & Travel Rewards

Ongoing APR:	29.74% Variable
Rewards:	1% - 10% (cash back)
Annual Fee:	$95

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Rates and fees

Terms Apply

(117 reviews)

Hilton Honors American Express Card

Intro bonus:	100,000 Points
Ongoing APR:	19.49%-28.49% Variable
Rewards:	3x - 7x (Points per dollar)
Annual Fee:	$0

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Rates and fees

Terms Apply

(222 reviews)

Capital One Quicksilver Cash Rewards for Good Credit

Ongoing APR:	28.99% (Variable)
Rewards:	1.5% - 5% (cash back)
Annual Fee:	$0

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Rates and fees

(14 reviews)

Marriott Bonvoy Brilliant^® American Express^® Card

Intro bonus:	100,000 Points
Ongoing APR:	19.49%-28.49% Variable
Rewards:	2x - 6x (Points per dollar)
Annual Fee:	$650

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Rates and fees

Terms Apply

(450 reviews)

Capital One VentureOne Rewards for Good Credit

Ongoing APR:	28.99% (Variable)
Rewards:	1.25x - 5x (Miles per dollar)
Annual Fee:	$0

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Rates and fees

(16 reviews)

Delta SkyMiles^® Reserve American Express Card

Intro bonus:	Up to 125,000 Bonus Miles
Ongoing APR:	19.49%-28.49% Variable
Rewards:	1x - 3x (Miles per dollar)
Annual Fee:	$650

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Rates and fees

Terms Apply

(52 reviews)

Delta SkyMiles^® Gold American Express Card

Intro bonus:	Up to 90,000 Bonus Miles
Ongoing APR:	19.49%-28.49% Variable
Rewards:	1x - 2x (Miles per dollar)
Annual Fee:	$0 introductory annual fee for the first year, then $150.

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Rates and fees

Terms Apply

(407 reviews)

Credit One Bank^® Premier American Express^® Unlimited Rewards Card

Ongoing APR:	29.74% Variable
Rewards:	1% (cash back)
Annual Fee:	$0

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Rates and fees

Terms Apply

(22 reviews)

Delta SkyMiles^® Platinum American Express Card

Intro bonus:	Up to 100,000 Bonus Miles
Ongoing APR:	19.49%-28.49% Variable
Rewards:	1x - 3x (Miles per dollar)
Annual Fee:	$350

View details

Rates and fees

Terms Apply

(23 reviews)

Hilton Honors American Express Surpass^® Card

Intro bonus:	130,000 Points
Ongoing APR:	19.49%-28.49% Variable
Rewards:	3x - 12x (Points per dollar)
Annual Fee:	$0 introductory annual fee, then $150.

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Rates and fees

Terms Apply

(64 reviews)

Delta SkyMiles^® Blue American Express Card

Intro bonus:	10,000 Miles
Ongoing APR:	19.49%-28.49% Variable
Rewards:	1x - 2x (Miles per dollar)
Annual Fee:	$0

View details

Rates and fees

Terms Apply

(9 reviews)

Marriott Bonvoy Bevy^® American Express^® Card

Intro bonus:	85,000 Points
Ongoing APR:	19.49%-28.49% Variable
Rewards:	2x - 6x (Points per dollar)
Annual Fee:	$250

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Rates and fees

Terms Apply

Barclaycard Arrival Plus^® World Elite Mastercard^®

Ongoing APR:	18.24%, 22.24% or 25.24% variable based on your creditworthiness
Rewards:	N/A*
Annual Fee:	$89 (waived first year)

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Rates and fees

Capital One^® Quicksilver^® Cash Rewards Credit Card

Intro APR:	0% on Purchases and Balance Transfers for 15 months
Ongoing APR:	15.49% - 25.49% (Variable)
Rewards:	1-10% (cash back)
Annual Fee:	$0

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Rates and fees

USAA Credit Card

Intro bonus:	N/A*
Ongoing APR:	19.24%, 24.24%, or 29.24% Variable APR
Rewards:	1x - 3x (Points per dollar)
Annual Fee:	$0

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Rates and fees

One Key™ Card

Intro bonus:	$400
Ongoing APR:	XX.XX%, XX.XX%, or XX.XX% Variable APR
Rewards:	1.5x - 3x (Points per dollar)
Annual Fee:	$0

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Rates and fees

One Key+™ Card

Intro bonus:	$600
Ongoing APR:	XX.XX%, XX.XX%, or XX.XX% Variable APR
Rewards:	2x - 3x (Points per dollar)
Annual Fee:	$99

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Rates and fees

Avant^® Cashback Rewards Mastercard^®

Ongoing APR:	35.99%*
Rewards:	1% (cash back)
Annual Fee:	$125 first year; then $125.04/year ($10.42/mo)

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Rates and fees

Avant^® Cashback Rewards Mastercard^®

Ongoing APR:	35.99%*
Rewards:	1% (cash back)
Annual Fee:	$0*

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Rates and fees

Avant^® Cashback Rewards Mastercard^®

Ongoing APR:	35.99%*
Rewards:	1% (cash back)
Annual Fee:	$75*

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Rates and fees

(39 reviews)

Bank of America^® Travel Rewards credit card

Intro bonus:	25,000 Points
Intro APR:	0% Intro APR on purchases and qualifying balance transfers for 15 billing cycles
Ongoing APR:	17.49% - 27.49% Variable
Rewards:	1.5x - 3x (Points per dollar)
Annual Fee:	$0

Apply View details

SoFi Credit Card

Intro APR:	0% on Purchases and Balance Transfers for 15 months
Ongoing APR:	17.99% - 29.99% Variable
Rewards:	2% (cash back)
Annual Fee:	$0

View details

Rates and fees

Hilton Honors American Express Card

Ongoing APR:	17.99%-26.99% Variable
Rewards:	N/A*
Annual Fee:	N/A*

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Rates and fees

American Express^® Gold Card

Ongoing APR:	See Rates & Fees
Rewards:	N/A*
Annual Fee:	$250

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Rates and fees

The Platinum Card^® from American Express

Ongoing APR:	N/A
Rewards:	N/A*
Annual Fee:	$550

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Rates and fees

Platinum Delta SkyMiles^® Credit Card from American Express

Ongoing APR:	17.99%-26.99% Variable
Rewards:	N/A*
Annual Fee:	$195

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Rates and fees

MP11 - Test auto import with vind-914

Ongoing APR:	field_roa_apr_standard
Rewards:	N/A*
Annual Fee:	field_roa_annual_fee_000

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Rates and fees

Sony^® Card from Capital One^®

Intro bonus:	N/A*
Intro APR:	N/A
Ongoing APR:	14.99% - 24.99% (Variable)
Rewards:	1x - 5x (Points per dollar)
Annual Fee:	$0

View details

Capital One^® Premier Dining Rewards Credit Card

Ongoing APR:	15.49% - 24.49% (Variable)
Rewards:	1% - 3% (cash back)
Annual Fee:	$0

View details

MP13 - Test auto import with vind-914

Ongoing APR:	field_roa_apr_standard
Rewards:	N/A*
Annual Fee:	field_roa_annual_fee_000

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Rates and fees

[TEST] Discover it^® Student Cash Back

Intro bonus:	N/A*
Intro APR:	0% on Purchases and 10.99% on Balance Transfers for 6 months
Ongoing APR:	16.49% - 25.49% Variable APR
Rewards:	1x (Miles per dollar)
Annual Fee:	$0

View details

Rates and fees

USAA^® Rate Advantage Visa Platinum^® Card

Ongoing APR:	8.65% - 25.65% Variable
Rewards:	N/A*
Annual Fee:	$0

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Rates and fees

Capital One Quicksilver Cash Rewards Credit Card

Intro bonus:	N/A*
Intro APR:	0% on Purchases and Balance Transfers for 15 months
Ongoing APR:	18.49% - 28.49% (Variable)
Rewards:	N/A*
Annual Fee:	$0

View details

Rates and fees

Discover it^® Secured

Ongoing APR:	24.99% Variable
Rewards:	1% - 2% (cash back)
Annual Fee:	$0

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Rates and fees

[TEST] First PREMIER^® Bank Mastercard^® Credit Card

Intro bonus:	N/A*
Intro APR:	0% on Purchases and Balance Transfers for 14 months
Ongoing APR:	11.99% - 22.99% Variable
Rewards:	1% - 2% (cash back)
Annual Fee:	$0

View details

Capital One Quicksilver Cash Rewards Credit Card

Intro bonus:	N/A*
Intro APR:	0% on Purchases and Balance Transfers for 15 months
Ongoing APR:	18.99% - 28.99% (Variable)
Rewards:	5% (cash back)
Annual Fee:	$0

View details

Rates and fees

[TEST] American Express^® Gold Card

Intro bonus:	N/A*
Ongoing APR:	See Rates & Fees
Rewards:	3x - 4x (Points per dollar)
Annual Fee:	$250

View details

Rates and fees

Terms Apply

[TEST] Capital One Quicksilver Cash Rewards Credit Card TESTV6

Intro bonus:	N/A*
Intro APR:	0% on Purchases and Balance Transfers for 15 months
Ongoing APR:	19.99% - 29.99% (Variable)
Rewards:	7% (cash back)
Annual Fee:	N/A

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Rates and fees

[TEST] Capital One Platinum Credit CardTESTV6

Ongoing APR:	29.99% (Variable)
Rewards:	N/A*
Annual Fee:	N/A

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Rates and fees

[TEST] Capital One Venture X Rewards Credit Card TESTV6

Intro bonus:	N/A*
Ongoing APR:	19.99% - 29.99% (Variable)
Rewards:	40x - 50x (Miles per dollar)
Annual Fee:	$395

View details

Rates and fees

[TEST] Discover it^® chrome

Intro bonus:	N/A*
Intro APR:	0% on Purchases and Balance Transfers for 14 months
Ongoing APR:	14.24% - 25.24% Variable
Rewards:	1% - 2% (cash back)
Annual Fee:	$0

View details

Rates and fees

Terms Apply

[TEST] Discover it^® Secured

Ongoing APR:	25.24% Variable
Rewards:	1% - 2% (cash back)
Annual Fee:	$0

View details

Rates and fees

[TEST] Discover it^® Secured

Ongoing APR:	25.24% Variable
Rewards:	1% - 2% (cash back)
Annual Fee:	$0

View details

Rates and fees

[TEST] Capital One Venture X Rewards Credit Card

Intro bonus:	N/A*
Ongoing APR:	19.99% - 29.99% (Variable)
Rewards:	21x (Points per dollar)
Annual Fee:	$395

View details

Rates and fees

Capital One Venture X Rewards Credit Card

Intro bonus:	N/A*
Ongoing APR:	19.49% (Variable)
Rewards:	21x (Points per dollar)
Annual Fee:	$395

View details

Rates and fees

[TEST] Capital One Venture Rewards Credit Card - update

Intro bonus:	N/A*
Ongoing APR:	19.99% - 29.49% (Variable)v
Rewards:	N/A*
Annual Fee:	$950

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Rates and fees

One Key+™ Card

Intro bonus:	N/A*
Ongoing APR:	19.24%, 24.24%, or 29.24% Variable APR
Rewards:	N/A*
Annual Fee:	$99

View details

Rates and fees

[TEST] Capital One Venture X Rewards Credit Card

Intro bonus:	N/A*
Ongoing APR:	19.99% - 29.24% (Variable)
Rewards:	21x (Points per dollar)
Annual Fee:	$395

View details

Rates and fees

[TEST] Discover it^® Student Cash Back

Intro bonus:	N/A*
Intro APR:	0% on Purchases and 10.99% on Balance Transfers for 6 months
Ongoing APR:	17.24% - 26.24% Variable APR
Rewards:	N/A*
Annual Fee:	$0

View details

Rates and fees

[TEST] SAMU-1600-001

Intro bonus:	N/A*
Intro APR:	11
Ongoing APR:	111
Rewards:	1% (Cash Rewards)
Annual Fee:	1111

View details

Rates and fees

Short Disclaimer

[TEST] Marriott Bonvoy Brilliant^® American Express^® Card

Intro bonus:	N/A*
Ongoing APR:	20.99%-29.99% Variable
Rewards:	x ( per dollar)
Annual Fee:	$650

View details

Rates and fees

Bank of America^® Travel Rewards credit card

Intro bonus:	N/A*
Intro APR:	0% on Purchases and Balance Transfers for 15 billing cycles
Ongoing APR:	18.24% - 28.24% Variable
Rewards:	10x (Points per dollar)
Annual Fee:	$0

View details

Rates and fees

S Disclaimer text_updated

[TEST] American Express^® Gold Card

Intro bonus:	N/A*
Ongoing APR:	See Pay Over Time APR
Rewards:	N/A*
Annual Fee:	$325

View details

Rates and fees

[TEST] SAMU-1959-003

Intro bonus:	N/A*
Intro APR:	0% on Purchases and 10.99% on Balance Transfers for 6 months
Ongoing APR:	18.24% - 27.24% Variable APR
Rewards:	N/A*
Annual Fee:	$0

View details

Rates and fees

[TEST] Capital One Venture Rewards Credit Card

Intro bonus:	N/A*
Ongoing APR:	19.99% - 29.24% (Variable)
Rewards:	5% (cash back)
Annual Fee:	$95

View details

Rates and fees

[TEST] American Express^® Gold Card

Intro bonus:	N/A*
Ongoing APR:	See Pay Over Time APR
Rewards:	5% (cash back)
Annual Fee:	$325

View details

Rates and fees

[TEST] Discover it^® Cash Back

Intro bonus:	N/A*
Intro APR:	0% on Purchases and Balance Transfers for 15 months
Ongoing APR:	18.24% - 27.24% Variable APR
Rewards:	5% (cash back)
Annual Fee:	$0

View details

Rates and fees

USAA^® Rewards™ Visa Signature^® Card

Ongoing APR:	12.15% - 28.15% Variable
Rewards:	1x - 2x (Points per dollar)
Annual Fee:	$0

View details

Rates and fees

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the banks, lenders and credit card companies.

*For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

Advertiser Disclosure: The offers that appear on this site are from third party companies that may compensate Experian Consumer Services when consumers engage with them, for example, by clicking an offer link, when an application is approved, or when an account is opened. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

Credit scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any offer.

How to find the best no foreign transaction fee credit card

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Frequently asked questions

A foreign transaction fee is a charge that some credit cards assess on purchases made outside of the United States. Credit card issuers may add this surcharge to any purchases you make while traveling abroad, and sometimes even to purchases made online from foreign vendors.

Foreign transaction fees are assessed by your credit card issuer when you use your credit card for international transactions. The fees will appear as surcharges on your credit card bill.

Foreign transaction fees can be assessed for credit card transactions when:

You use the card for a purchase or cash advance outside the U.S.
You use the card to purchase products or services in a foreign currency.

The fee amount can also vary: Some cards don't charge the fee at all, while others may charge 1% to 3% of each transaction amount. Often, the fee is charged after the transaction is converted into U.S. dollars (USD). You can often find information on foreign transaction fees for your credit card within your cardholder agreement. Look under "Pricing and Terms" or "Rates and Fees" to find information on foreign transaction and other fees.

Foreign transactions fees can vary, but they generally range from between 1% and 3% of each purchase you make outside of the United States. Since it's ultimately up to your credit card issuer to dictate what surcharge you'll pay for making international purchases, it's important to check your credit card's terms to understand the policy for foreign transactions.

The best way to avoid foreign transaction fees is to use a credit or debit card that doesn't charge them. Because there are a lot of benefits to paying with a credit card when you're traveling internationally, it's a good idea for those who frequently travel to prioritize no foreign transaction fees when applying for a credit card.

Of course, it's also possible to avoid paying foreign transaction fees by paying with cash. That has its own downsides, though, including needing to exchange your money before leaving the U.S. to avoid high exchange fees overseas, the risks of loss or theft when carrying large amounts of cash and the lack of credit card fraud protection should something go wrong. That's why, when possible, it's often best to use a credit card when traveling internationally.

Foreign transaction fees are typically assessed as a surcharge at the time of purchase. Then, your charges will appear on your credit card statement and will be paid off when your pay your credit card balance.

No, the fee you pay for foreign transactions won't be impacted by exchange rates. Sometimes, the foreign transaction fee you pay include a currency conversion fee folded into the charge. Your credit card issuer could charge a flat 3% foreign transaction fee, where 1% may cover conversion fees charged by your card's network, and the other 2% goes to your credit card issuer for the transaction fee. On the other hand, some credit cards charge no foreign transaction fee.

No. When making purchases from merchants abroad, you may have the option to pay in local or U.S. currency. It's typically in your interest to choose to pay in local currency. If you choose to convert to USD, the price is converted through a process called dynamic currency conversion (DCC). While choosing USD won't have any impact on paying credit card foreign transaction fees, you'll typically end up paying more if you choose USD. Instead, choose to pay in the local currency. That way, you'll pay the more affordable conversion fees charged by your credit card or bank.

While there are no specific credit score requirements for qualifying for a no foreign transaction fee card, the higher your credit score, the more options you'll have. Having high credit allows you to take your pick from a number of credit card options, including those with no foreign transaction fees. That said, even if your credit needs improvement, you may be able to find a card in your score range that doesn't charge foreign transaction fees.

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