- Earn a $200 statement credit welcome bonus after you spend $3,000 in purchases in the first 3 months of account opening
- Earn unlimited 2% cash back rewards on every purchase
- 0% intro APR on purchases and balance transfers for 15 months; 17.99% - 29.99% variable APR after that. 5% fee applies to all balance transfers (min $10).
- Upgrade from 2% cash back rewards to 3% cash back rewards for a whole year (on up to $12,000 in purchases) by setting up direct deposit
- No annual fees and no foreign transaction fees
- Mastercard ID Theft Protection™
- $10 Lyft credit when you take 5 rides per month
SoFi Credit Card
The Bank of Missouri is an Experian Partner
Recommended FICO® ScoreΘ
Good - Exceptional
Annual Fee: | $0 |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
Ongoing APR: | 17.99% - 29.99% Variable |
Ongoing Balance Transfer APR: | 17.99% - 29.99% Variable |
Learn more about credit cards
Power Your Next Trip With the American Express<sup>®</sup> Gold Card
6 min • Jun 23, 2026
Credit Cards
