Loans

Explore the different types of loans you can use to finance a home, car or college education, consolidate debt and more.

Auto loans icon

Auto loans

Loan basics icon

Loan basics

Personal loans icon

Personal loans

Student loans icon

Student loans

Mortgage icon

Mortgage

HELOC icon

HELOC

Refinance icon

Refinance

Debt icon

Debt

Get personalized loan offers based on your credit profile

Sign inSee your loan options

Take action with these tools

Best personal loans

Fund home improvement projects, cover expenses and more.

Compare loans

Best balance transfer credit cards

Save money by transferring high-interest debt.

Best debt consolidation loans

Consolidate your debt and manage your payments easier.

Credit card payoff calculator

Calculate the number of payments you’ll need to make.

Mortgage calculator

Understand how rates affect your monthly payment and the total cost.

What others are reading

Happy man getting out of his new car

Average Car Loan Interest Rates by Credit Score

If you’re thinking about buying a car, it’s important to consider how your credit score af...

Ben Luthi profile imageBy Ben Luthi
Oct 14, 2024Auto loans

How to Consolidate Debt With Bad Credit

Ben Luthi profile imageBy Ben Luthi
Aug 13, 2024Loans

Where Can I Get a Small Loan With Bad Credit?

Louis DeNicola profile imageBy Louis DeNicola
Jul 23, 2020Personal loans

What Is a Good Credit Score for an Auto Loan?

Ben Luthi profile imageBy Ben Luthi
Apr 27, 2023Auto loans

Does Paying Off a Car Loan Early Hurt Your Credit?

Karen Axelton profile imageBy Karen Axelton
Jul 20, 2019Auto loans

Which Credit Score Is Used for Car Loans?

Louis DeNicola profile imageBy Louis DeNicola
May 15, 2019Auto loans

The latest from our experts

How Much Should My Car Payment Be?

If you’re planning to buy a car soon, here are some guidelines to help you find the right ...

Ben Luthi profile imageBy Ben Luthi
Mar 13, 2025Auto loans

Does a Car Loan Help Build Credit?

Making regular payments on a car loan can help put you on the road to credit score improve...

Jim Akin profile imageBy Jim Akin
Mar 12, 2025Auto loans

What Is Cash-Out Auto Refinancing and How Does it Work?

If you’re thinking about tapping your vehicle’s equity with a cash-out auto refinance loan...

Ben Luthi profile imageBy Ben Luthi
Mar 12, 2025Auto loans

Can I Get a Car Loan After a Repossession?

If you’re thinking about buying a car after a repossession, here’s what to know about your...

Ben Luthi profile imageBy Ben Luthi
Mar 12, 2025Auto loans

What to Know About Auto Loan Debt Consolidation

If you’re looking for opportunities to consolidate debt and want to include your auto loan...

Ben Luthi profile imageBy Ben Luthi
Mar 9, 2025Auto loans

Can I Finance a High-Mileage Car?

It's possible to finance a high-mileage car using an extended-mileage car loan, but you'll...

Brianna McGurran profile imageBy Brianna McGurran
Mar 8, 2025Auto loans

How to Sell a Car With a Loan

It's possible to sell a car with a loan, but you'll need to pay if off to complete the sal...

Tim Maxwell profile imageBy Tim Maxwell
Mar 4, 2025Auto loans

How to Get Out of an Upside-Down Car Loan

You can fix the issue of an upside-down car loan by making extra loan payments, refinancin...

Brianna McGurran profile imageBy Brianna McGurran
Feb 28, 2025Auto loans

How to Refinance an Auto Loan in 5 Steps

Refinancing your car loan can help you save money through a lower interest rate. Here are ...

Ben Luthi profile imageBy Ben Luthi
Feb 28, 2025Auto loans

Used Car Loan Rates for February 2025

Shopping around for the best rate, just like you shop around for your car, will help you s...

Ben Luthi profile imageBy Ben Luthi
Feb 27, 2025Auto loans

How to Get Preapproved for a Car Loan

If you’re thinking about getting a car loan, getting preapproved with a few lenders can he...

Ben Luthi profile imageBy Ben Luthi
Feb 27, 2025Auto loans

How to Plan for Monthly Car Costs

Estimating these costs beforehand can clarify how much you can afford to spend, whether yo...

Marianne Hayes profile imageBy Marianne Hayes
Feb 26, 2025Auto loans

Experian is a globally recognized financial leader, committed to being a Big Financial Friend—empowering millions to take control of their finances. With innovative tools and expert guidance, we’re here to help you manage your credit, protect your identity, and save on loans, credit cards, and more. Our goal is simple: to help bring Financial Power to All™.

Support

Education & advice

Credit resources

Experian app.

Download the free Experian appCarry trusted financial tools with you

Download from the Apple App Store.Get it on Google Play.
Experian's Diversity logo.

Experian’s Inclusion and BelongingLearn more how Experian is committed

Data privacy logo.

Data privacyYour privacy choices