Research

Get highlights from Experian's latest research to stay on top of trends so you can make smarter financial decisions.

Editors' picks

Woman choosing a new car with the help of a female dealership agent

Car Buyers and Credit: What Auto Financing Means for Credit Scores

By Chris Horymski

Nov 21, 2024

A cheerful senior man helping his mature son with moving to a new house

How Have Credit Scores for Mortgage Borrowers Changed?

By Chris Horymski

Oct 23, 2024

Happy mature couple sitting on a couch with popcorn while watching a movie

Survey: Consumers Juggling More Online Subscriptions

By Chris Horymski

Oct 18, 2024

Concerned young couple calculating mortgage payment surrounded by boxes

Gen X, Millennials Pay More for Their Mortgages

By Chris Horymski

Oct 9, 2024

Portland Oregon across the Willamette River at Dusk, with a view of the white stag sign.

Credit Card Balances Are Growing the Fastest in These 20 Cities

By Chris Horymski

Sep 25, 2024

More Drivers Than Ever Are Making $1,000+ Auto Loan Payments

By Chris Horymski

Sep 9, 2024

Take action with these tools

Free Experian app

Manage your finances any time, anywhere on your phone.

Download the free app

Experian Boost^®

Instantly raise your credit scores for free—just by paying your bills.^ø

Experian Smart Money™

Build credit by paying your bills with your digital checking account.

Experian BillFixer™

Stop paying for unwanted subscriptions and lower your bills.^φ

Best high-yield savings

Find the best savings rates for your money—compare top offers now.

Best CD rates

Find the best CD rates for your money—compare top offers now.

Best money market accounts

Find the best money market accounts—compare top offers now.

Best personal loans

Fund home improvement projects, cover expenses and more.

Best rewards credit cards

Make the most of your spending with a rewards card.

What others are reading

A man wearing a black shirt smiles at his phone and holds his credit card while sitting outside.

How Many Americans Have a Perfect 850 Credit Score?

The share of U.S. consumers with perfect credit scores grew in 2023 to 1.54%, according to...

By Chris Horymski

May 20, 2024

How Many Americans Have an 800 Credit Score or Greater?

By Chris Horymski

Apr 17, 2024

Experian Study: Average U.S. Consumer Debt and Statistics

By Chris Horymski

Feb 14, 2024

What Is the Average Credit Score in the US?

By Chris Horymski

Jan 28, 2025

Median Home Values by State

By Stefan Lembo Stolba

Nov 18, 2019

Which Items Has Inflation Impacted the Most?

By Chris Horymski

Oct 4, 2024

Explore more topics

The latest from our experts

Average U.S. Mortgage Debt Increases to $252,505 in 2024

In 2024, average mortgage balances increased by roughly $8,000, from $244,498 in 2023 to $...

By Chris Horymski

Mar 12, 2025

Average Credit Card Debt Increases 3.5% to $6,730 in 2024

For the second consecutive year, millennials have the fastest growing average balances amo...

By Chris Horymski

Mar 12, 2025

The Most “Average” Cities in America (for Credit and Debt)

Experian identified eight cities in the U.S. that approximate the national average, at lea...

By Chris Horymski

Feb 24, 2025

Experian 2024 Consumer Credit Review

2024 is noteworthy for a divergence in debt burdens, with some types of debt growing in si...

By Chris Horymski

Jan 30, 2025

Average Auto Lease Payment Climbs to $638, Slightly Less Than Loan Cost

The difference between average lease payments and average auto loan payments has narrowed ...

By Chris Horymski

Dec 4, 2024

Survey: How Consumers Feel About Holiday Shopping in 2024

A new Experian survey shows 56% of consumers are stressed about money during the holidays,...

By Karen Axelton

Nov 4, 2024

Adjustable-Rate Mortgage Trends in 2024

ARMs have traditionally been a way for home borrowers to obtain manageable monthly mortgag...

By Chris Horymski

Oct 23, 2024

Non-Mortgage Debt Balances Are Declining in 2024

In the face of a period of relatively higher rates of inflation, nationwide average loan b...

By Chris Horymski

Oct 23, 2024

23 Cities Where Credit Card Balances Are Double the National Average

In this report, Experian identifies those cities where credit balances are more than doubl...

By Chris Horymski

Oct 4, 2024

Survey: Gig Workers Face Financial Challenges but Remain Optimistic

Only 36% of gig workers would describe their finances as good or excellent, while 45% said...

By Chris Horymski

Sep 27, 2024

Average Mortgage Balances Exceed $1 Million in 47 Cities in 2024

The number of cities where average mortgage balances exceed $1 million has mushroomed, fro...

By Chris Horymski

Sep 16, 2024

Fed Rate Cuts Will Take Time to Impact Consumers

Compared to the rate increases totaling 5 percentage points in less than two years, the po...

By Chris Horymski

Sep 13, 2024

Credit support

Credit advice

Identity Theft support

Identity Theft Advice

Money advice

Credit Card advice

Loan types

Loan advice

Auto Insurance Advice

Research

Editors' picks

Car Buyers and Credit: What Auto Financing Means for Credit Scores

How Have Credit Scores for Mortgage Borrowers Changed?

Survey: Consumers Juggling More Online Subscriptions

Gen X, Millennials Pay More for Their Mortgages

Credit Card Balances Are Growing the Fastest in These 20 Cities

More Drivers Than Ever Are Making $1,000+ Auto Loan Payments

Take action with these tools

Free Experian app

Experian Boost®

Experian Smart Money™

Experian BillFixer™

Best high-yield savings

Best CD rates

Best money market accounts

Best personal loans

Best rewards credit cards

What others are reading

How Many Americans Have a Perfect 850 Credit Score?

How Many Americans Have an 800 Credit Score or Greater?

Experian Study: Average U.S. Consumer Debt and Statistics

What Is the Average Credit Score in the US?

Median Home Values by State

Which Items Has Inflation Impacted the Most?

Explore more topics

The latest from our experts

Average U.S. Mortgage Debt Increases to $252,505 in 2024

Average Credit Card Debt Increases 3.5% to $6,730 in 2024

The Most “Average” Cities in America (for Credit and Debt)

Experian 2024 Consumer Credit Review

Average Auto Lease Payment Climbs to $638, Slightly Less Than Loan Cost

Survey: How Consumers Feel About Holiday Shopping in 2024

Adjustable-Rate Mortgage Trends in 2024

Non-Mortgage Debt Balances Are Declining in 2024

23 Cities Where Credit Card Balances Are Double the National Average

Survey: Gig Workers Face Financial Challenges but Remain Optimistic

Average Mortgage Balances Exceed $1 Million in 47 Cities in 2024

Fed Rate Cuts Will Take Time to Impact Consumers

Experian Boost^®