Best cash back credit cards of 2026
Turn your everyday spending into cash back. Get matched to credit cards from our partners based on your unique credit profile.⍉
Earn on your everyday purchases
You could earn money back on purchases like gas and groceries.
Maximize multiple ways to earn
Get cash back at a flat rate, bonus categories, tiered rewards and more.
Enjoy minimal fees
Most cash back cards don’t have annual fees and often have low intro APR.
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All cash back card offers
68 partner offers
Citi Double Cash® Card
Intro APR: | 0% for 18 months on Balance Transfers |
|---|---|
Ongoing APR: | 18.49% - 28.74% (Variable) |
Rewards: | 2% (cash back) Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel. |
Annual Fee: | $0 |
Blue Cash Everyday® Card from American Express
Intro bonus: | As High As $200 Cash Back. Find Out Your Offer. You may be eligible for as high as $200 cash back after spending $2,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply. |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
Ongoing APR: | 19.74%-28.74% Variable |
Rewards: | 1% - 3% (cash back) Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. |
Annual Fee: | $0 |
Terms Apply
Capital One Quicksilver Cash Rewards Credit Card
Intro bonus: | $200 Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
Ongoing APR: | 18.49% - 28.49% (Variable) |
Rewards: | 1.5% - 5% (cash back) 1.5% Cash Back on every purchase, every day, 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel |
Annual Fee: | $0 |
Capital One Quicksilver Secured Cash Rewards Credit Card
Ongoing APR: | 28.99% (Variable) |
|---|---|
Rewards: | 1.5% - 5% (cash back) 1.5% Cash Back on every purchase, every day, 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel |
Annual Fee: | $0 |
Wells Fargo Active Cash℠ Card test test test
Intro bonus: | N/A Earn a $200 cash rewards bonus after spending $1,000 on purchases in the first 3 months |
|---|---|
Intro APR: | 0% Intro APR for 15 months from account opening on purchases and qualifying balance transfers |
Ongoing APR: | 14.99%-24.99% (Variable) |
Rewards: | 2% (cash back) Earn unlimited 2% cash rewards on purchases |
Annual Fee: | $0 |
Wells Fargo Active Cash® Card
Intro bonus: | $100 Earn a $100 cash rewards bonus after spending $500 in purchases in the first 3 months. |
|---|---|
Intro APR: | 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers |
Ongoing APR: | 18.74%, 24.74%, or 28.74% Variable APR |
Rewards: | 2% (Cash Rewards) Earn unlimited 2% cash rewards on purchases. |
Annual Fee: | $0 |
The opensky® Secured Visa® Credit Card
Ongoing APR: | 23.89% Variable |
|---|---|
Rewards: | 10% (cash back) Earn up to 10% cash back on purchases made with your opensky Secured Visa Credit Card at 40,000+ retailers. Visit opensky Rewards in the opensky app for participating retailers. Learn more at openskycc.com. See Rewards Terms and Conditions for more information. |
Annual Fee: | $35 |
Credit One Bank® American Express® for Rebuilding Credit
Ongoing APR: | 29.74% Variable |
|---|---|
Rewards: | 1% (cash back) Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply |
Annual Fee: | $75 First year. $99 thereafter, billed monthly at $8.25 |
Terms Apply
Blue Cash Preferred® Card from American Express
Intro bonus: | As High As $300 Cash Back. Find Out Your Offer. You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply. |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 12 months |
Ongoing APR: | 19.74%-28.74% Variable |
Rewards: | 1% - 6% (cash back) Earn 6% cash back at U.S. supermarkets on up to $6,000 per year in eligible purchases (then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at eligible U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more) purchases and 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout. |
Annual Fee: | $0 intro annual fee for the first year, then $95. |
Terms Apply
Credit One Bank® Secured Card
Ongoing APR: | 29.74% Variable |
|---|---|
Rewards: | 1% (cash back) Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone, internet, cable and satellite TV services. Terms apply. |
Annual Fee: | $0 |
Terms Apply
Capital One Savor Cash Rewards Credit Card
Intro bonus: | $200 Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 12 months |
Ongoing APR: | 18.49% - 28.49% (Variable) |
Rewards: | 1% - 8% (cash back) 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel, 8% Cash Back on Capital One Entertainment purchases, 1% Cash Back on all other purchases |
Annual Fee: | $0 |
Avant® Cashback Rewards Mastercard®
Ongoing APR: | 35.99%* |
|---|---|
Rewards: | 1% (cash back) Cash back will be awarded as points redeemable for a statement credit |
Annual Fee: | $0* |
Costco Anywhere Visa® Card by Citi
Ongoing APR: | 18.99% - 26.99% (Variable) |
|---|---|
Rewards: | 1% - 5% (cash back) Earn 5% cash back rewards on gas at Costco and earn 4% cash back on other eligible gas and electric vehicle (EV) charging purchases for the first $7,000 combined spend per year, and then 1% thereafter. 3% cash back on restaurants and eligible travel purchases and eligible travel, including Costco Travel. 2% cash back on all other purchases from Costco and Costco.com. 1% cash back on all other purchases. |
Annual Fee: | $0 |
Capital One Savor Student Cash Rewards Credit Card
Intro bonus: | $50 Earn $50 Cash Back when you spend $100 in the first three months |
|---|---|
Ongoing APR: | 18.49% - 28.49% (Variable) |
Rewards: | 1% - 8% (cash back) 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel, 8% Cash Back on Capital One Entertainment purchases, 1% Cash Back on all other purchases |
Annual Fee: | $0 |
Avant® Cashback Rewards Mastercard®
Ongoing APR: | 35.99%* |
|---|---|
Rewards: | 1% (cash back) Cash back will be awarded as points redeemable for a statement credit |
Annual Fee: | $75* |
AT&T Points Plus® Card from Citi
Intro bonus: | $200 Earn a $200 statement credit after you spend $1,000 on purchases in the first 3 months of account opening. |
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Ongoing APR: | 19.74% - 27.74% (Variable) |
Rewards: | 1x - 3x (Points per dollar) Earn 3 ThankYou® Points for every $1 spent at gas and EV charging stations. Earn 2 ThankYou® Points for every $1 spent at grocery stores and 2 ThankYou® Points for every $1 spent on AT&T products and services. Earn 1 ThankYou® Point for every $1 spent on all other purchases. |
Annual Fee: | $0 |
Avant® Cashback Rewards Mastercard®
Ongoing APR: | 35.99%* |
|---|---|
Rewards: | 1% (cash back) Cash back will be awarded as points redeemable for a statement credit |
Annual Fee: | $75 first year; then $99/year |
Avant® Cashback Rewards Mastercard®
Ongoing APR: | 35.99%* |
|---|---|
Rewards: | 1% (cash back) Cash back will be awarded as points redeemable for a statement credit |
Annual Fee: | $39* |
First Progress Prestige Secured Mastercard® Cash Back Rewards
Ongoing APR: | 13.49% Variable |
|---|---|
Rewards: | 1% - 10% (cash back) Earn Up To 10% Cash Back at 45,000+ participating merchant locations, PLUS 1% Cash Back on payments made to your First Progress Card. ^^See First Progress Rewards Program Terms & Conditions for more details. |
Annual Fee: | $49 |
Capital One Quicksilver Student Cash Rewards Credit Card
Intro bonus: | $50 Earn $50 Cash Back when you spend $100 in the first three months |
|---|---|
Ongoing APR: | 18.49% - 28.49% (Variable) |
Rewards: | 1.5% - 5% (cash back) 1.5% Cash Back on every purchase, every day, 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel |
Annual Fee: | $0 |
First Progress Select Secured Mastercard® Cash Back Rewards
Ongoing APR: | 17.49% Variable |
|---|---|
Rewards: | 1% - 10% (cash back) Earn Up To 10% Cash Back at 45,000+ participating merchant locations, PLUS 1% Cash Back on payments made to your First Progress Card. ^^See First Progress Rewards Program Terms & Conditions for more details. |
Annual Fee: | $39 |
Capital One QuicksilverOne Cash Rewards Credit Card
Ongoing APR: | 28.99% (Variable) |
|---|---|
Rewards: | 1.5% - 5% (cash back) 1.5% Cash Back on every purchase, every day, 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel |
Annual Fee: | $39 |
Capital One Savor Cash Rewards for Good Credit
Ongoing APR: | 28.99% (Variable) |
|---|---|
Rewards: | 1% - 8% (cash back) 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel, 8% Cash Back on Capital One Entertainment purchases, 1% Cash Back on all other purchases |
Annual Fee: | $0 |
Credit One Bank® Platinum Rewards Visa® Card
Ongoing APR: | 29.74% Variable |
|---|---|
Rewards: | 1% (cash back) Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply |
Annual Fee: | $39 |
Terms Apply
Credit One Bank® Wander® American Express ® Card with Dining, Gas & Travel Rewards
Ongoing APR: | 29.74% Variable |
|---|---|
Rewards: | 1% - 10% (cash back) Earn 5% cash back rewards on eligible dining, gas, & travel purchases, 1% cash back rewards on all other purchases, and 10% cash back rewards on eligible hotel and car rentals booked using the Credit One Bank travel partner. Cash back rewards will be awarded as rewards points redeemable for a statement credit, gift cards, travel, and more. Terms apply. |
Annual Fee: | $95 |
Terms Apply
Capital One Quicksilver Cash Rewards for Good Credit
Ongoing APR: | 28.99% (Variable) |
|---|---|
Rewards: | 1.5% - 5% (cash back) 1.5% Cash Back on every purchase, every day, 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel |
Annual Fee: | $0 |
Credit One Bank® Premier American Express® Unlimited Rewards Card
Ongoing APR: | 29.74% Variable |
|---|---|
Rewards: | 1% (cash back) Earn unlimited 1% cash back rewards on all purchases, terms apply |
Annual Fee: | $0 |
Terms Apply
Credit One Bank® Platinum X5 Visa Signature® Metal Card
Ongoing APR: | 29.74% Variable |
|---|---|
Rewards: | 1% - 5% (cash back) Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter. Plus 1% cash back rewards on all other purchases, terms apply. |
Annual Fee: | $95 |
Terms Apply
Citi Double Cash® Card A007000026
Intro APR: | 0% for 18 months on Balance Transfers |
|---|---|
Ongoing APR: | 17.49% - 27.49% (Variable) |
Rewards: | 2% (cash back) Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel. |
Annual Fee: | $0 |
Ollo Everyday Rewards
Ongoing APR: | 23.99%-29.99% Variable |
|---|---|
Rewards: | 1% - 3% (cash back) Unlimited 3% cash back on all gas stations and EV charging stations, grocery store and drugstore purchases. Unlimited 1% cash back on all other purchases. |
Annual Fee: | $0 |
Citi Double Cash® Card
Intro APR: | 0% for 18 months on Balance Transfers |
|---|---|
Ongoing APR: | 18.24% - 28.24% (Variable) |
Rewards: | 2% (cash back) Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel. |
Annual Fee: | $0 |
Avant® Cashback Rewards Mastercard®
Ongoing APR: | 35.99%* |
|---|---|
Rewards: | 1% (cash back) Cash back will be awarded as points redeemable for a statement credit |
Annual Fee: | $125 first year; then $125.04/year ($10.42/mo) |
Avant® Cashback Rewards Mastercard®
Ongoing APR: | 29.99%* |
|---|---|
Rewards: | 1% (cash back) Cash back will be awarded as points redeemable for a statement credit |
Annual Fee: | $0* |
Avant® Cashback Rewards Mastercard®
Ongoing APR: | 35.99%* |
|---|---|
Rewards: | 1% (cash back) Cash back will be awarded as points redeemable for a statement credit |
Annual Fee: | $75* |
Bank of America® Customized Cash Rewards credit card
Intro bonus: | $200 $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening |
|---|---|
Intro APR: | 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days |
Ongoing APR: | 17.49% - 27.49% Variable |
Rewards: | 1% - 6% (cash back) Earn 6% cash back for the first year in the category of your choice. You’ll automatically earn 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category. Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum. |
Annual Fee: | $0 |
Bank of America® Unlimited Cash Rewards credit card
Intro bonus: | $250 Earn $250 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 15 billing cycles |
Ongoing APR: | 17.49% - 27.49% Variable |
Rewards: | 1.5% (cash back) 1.5% cash back on all purchases |
Annual Fee: | $0 |
SoFi Credit Card
Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
|---|---|
Ongoing APR: | 17.99% - 29.99% Variable |
Rewards: | 2% (cash back) Earn 2% unlimited cash back rewards on all purchases when redeemed toward investing, saving, or paying down an eligible loan with SoFi. |
Annual Fee: | $0 |
Blue Cash Everyday® Card from American Express
Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
|---|---|
Ongoing APR: | 15.24%-26.24% Variable |
Rewards: | N/A |
Annual Fee: | $0 |
LEND714 Citi® / AAdvantage® Gold World Elite™ MasterCard®
Ongoing APR: | 16.49% - 24.49% Variables |
|---|---|
Rewards: | 1% - 5-8% (cash back) This is the rewards tooltip. It is to show the rewards in a tooltip. |
Annual Fee: | $50 (waived for the first 12 months) |
Test Citi® / AAdvantage® Gold World Elite™ MasterCard®
Intro APR: | 0% Intro APR for 15 months on purchases |
|---|---|
Ongoing APR: | 16.49% - 24.49% Variables |
Rewards: | 1% - 6% (cash back) |
Annual Fee: | $50 (waived for the first 12 months) |
MP11 - Test auto import with vind-914
Ongoing APR: | field_roa_apr_standard |
|---|---|
Rewards: | N/A field_roa_rewards_tooltip |
Annual Fee: | field_roa_annual_fee_000 |
Capital One® Premier Dining Rewards Credit Card
Ongoing APR: | 15.49% - 24.49% (Variable) |
|---|---|
Rewards: | 1% - 3% (cash back) 3% Cash Back on dining, 2% Cash Back on groceries, 1% Cash Back on all other purchases |
Annual Fee: | $0 |
MP13 - Test auto import with vind-914
Ongoing APR: | field_roa_apr_standard |
|---|---|
Rewards: | N/A field_roa_rewards_tooltip |
Annual Fee: | field_roa_annual_fee_000 |
![[TEST] Discover it® Student Cash Back logo.](/offers/T001Z001.png?c=1790124737784)
[TEST] Discover it® Student Cash Back
Intro bonus: | N/A https://staging.mercuryfinancialcloud.com/gateway/lending-services/api/v1/affiliate/redirect?partnerToken=c7ac9303-efa5-4256-ba0a-309e80178603&segmentId=100&externalOfferId=3894b93c-ea79-11eb-a30d-0e2421776bb5&subid={{REFERENCE_NUMBER}}bah bih buh really aloha |
|---|---|
Intro APR: | 0% on Purchases and 10.99% on Balance Transfers for 6 months |
Ongoing APR: | 16.49% - 25.49% Variable APR |
Rewards: | 1x (Miles per dollar) 123456789012345678901234567890123456789012345678901234567890123456789012345678901234567890123456789012345678901234567890123456789012345678901234567890123456789012345678901234567890123456789012345678901234567890123456789012345678901234567890123456789012345678901234567890123456789012345678901234567890 |
Annual Fee: | $0 |
Capital One Quicksilver Cash Rewards Credit Card
Intro bonus: | N/A Earn $200 Cash Back after you spend $500 on purchases within 3 months from account opening |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
Ongoing APR: | 18.49% - 28.49% (Variable) |
Rewards: | N/A 1.5% Cash Back on every purchase, every day, 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel |
Annual Fee: | $0 |
Discover it® Secured
Ongoing APR: | 24.99% Variable |
|---|---|
Rewards: | 1% - 2% (cash back) 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, 1% unlimited cash back on all other purchases. |
Annual Fee: | $0 |
![[TEST] First PREMIER® Bank Mastercard® Credit Card logo.](/graphics/graphic-offers-placeholder.svg?c=1790124740765)
[TEST] First PREMIER® Bank Mastercard® Credit Card
Intro bonus: | N/A Unlimited Cashback Match. Discover will automatically match all the cash back you’ve earned at the end of your first year. |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 14 months |
Ongoing APR: | 11.99% - 22.99% Variable |
Rewards: | 1% - 2% (cash back) Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically. |
Annual Fee: | $0 |
Capital One Quicksilver Cash Rewards Credit Card
Intro bonus: | N/A Earn $300 in welcome bonuses with a limited-time $100 Capital One Travel credit, plus earn $200 cash bonus with $500 spend within 3 months from account opening |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
Ongoing APR: | 18.99% - 28.99% (Variable) |
Rewards: | 5% (cash back) 1.5% Cash Back on every purchase, every day, 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel |
Annual Fee: | $0 |
![[TEST] Capital One Quicksilver Cash Rewards Credit Card TESTV6 logo.](/offers/TA015000072.png?c=1790124746022)
[TEST] Capital One Quicksilver Cash Rewards Credit Card TESTV6
Intro bonus: | N/A $200 Cash Back after you spend $500 on purchases within 3 months from account opening |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
Ongoing APR: | 19.99% - 29.99% (Variable) |
Rewards: | 7% (cash back) 7% Cash Back on every purchase, every day |
Annual Fee: | N/A |
![[TEST] Discover it® chrome logo.](/offers/TA018000093.png?c=1790124757540)
[TEST] Discover it® chrome
Intro bonus: | N/A Earn |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 14 months |
Ongoing APR: | 14.24% - 25.24% Variable |
Rewards: | 1% - 2% (cash back) 2% cash back at gas stations & restaurants on up to $1,000 in combined purchases each quarter, 1% unlimited cash back on all other purchases - automatically |
Annual Fee: | $0 |
Terms Apply
![[TEST] GenAI Summary Test Bank of America® Customized Cash Rewards credit card logo.](/offers/TEST-SZ-MULTIPLE-SCHEDULED.png?c=1790124738874)
[TEST] GenAI Summary Test Bank of America® Customized Cash Rewards credit card
Intro bonus: | N/A Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 15 billing cycles |
Ongoing APR: | 18.24% - 28.24% Variable |
Rewards: | 3% (cash back) 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases, 1% cash back on all other purchases |
Annual Fee: | $0 |
![[TEST] Discover it® Secured logo.](/graphics/graphic-offers-placeholder.svg?c=1790124759198)
[TEST] Discover it® Secured
Ongoing APR: | 25.24% Variable |
|---|---|
Rewards: | 1% - 2% (cash back) 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, 1% unlimited cash back on all other purchases |
Annual Fee: | $0 |
![[TEST] Discover it® Secured logo.](/graphics/graphic-offers-placeholder.svg?c=1790124741085)
[TEST] Discover it® Secured
Ongoing APR: | 25.24% Variable |
|---|---|
Rewards: | 1% - 2% (cash back) 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, 1% unlimited cash back on all other purchases |
Annual Fee: | $0 |
![[TEST] SAMU-2071-001 logo.](/offers/TSAMU-2071-001.png?c=1790124769246)
[TEST] SAMU-2071-001
Intro bonus: | N/A Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 15 billing cycles |
Ongoing APR: | 18.24% - 28.24% Variable |
Rewards: | 3% (cash back) 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases, 1% cash back on all other purchases |
Annual Fee: | $0 |
![[TEST] SAMU-2071-002 logo.](/offers/TSAMU-2071-002.png?c=1790124755095)
[TEST] SAMU-2071-002
Intro bonus: | N/A Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 15 billing cycles |
Ongoing APR: | 18.24% - 28.24% Variable |
Rewards: | 3% (cash back) 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases, 1% cash back on all other purchases |
Annual Fee: | $0 |
![[TEST] SAMU-2071-003 logo.](/offers/TSAMU-2071-003.png?c=1790124770305)
[TEST] SAMU-2071-003
Intro bonus: | N/A Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 15 billing cycles |
Ongoing APR: | 18.24% - 28.24% Variable |
Rewards: | 3% (cash back) 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases, 1% cash back on all other purchases |
Annual Fee: | $0 |
![[TEST] SAMU-2071-005 logo.](/offers/TSAMU-2071-005.png?c=1790124761814)
[TEST] SAMU-2071-005
Intro bonus: | N/A Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 15 billing cycles |
Ongoing APR: | 18.24% - 28.24% Variable |
Rewards: | 3% (cash back) 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases, 1% cash back on all other purchases |
Annual Fee: | $0 |
![[TEST] SAMU-2071-006 logo.](/offers/TSAMU-2071-006.png?c=1790124765803)
[TEST] SAMU-2071-006
Intro bonus: | N/A Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 15 billing cycles |
Ongoing APR: | 18.24% - 28.24% Variable |
Rewards: | 3% (cash back) 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases, 1% cash back on all other purchases |
Annual Fee: | $0 |
![[TEST] SAMU-2073-001 logo.](/offers/TSAMU-2073-001.png?c=1790124746368)
[TEST] SAMU-2073-001
Intro bonus: | N/A Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 15 billing cycles |
Ongoing APR: | 18.24% - 28.24% Variable |
Rewards: | 3% (cash back) 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases, 1% cash back on all other purchases |
Annual Fee: | $0 |
![[TEST] SAMU-2073-0015 logo.](/offers/TSAMU-2073-0015.png?c=1790124765702)
[TEST] SAMU-2073-0015
Intro bonus: | N/A Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 15 billing cycles |
Ongoing APR: | 18.24% - 28.24% Variable |
Rewards: | 3% (cash back) 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases, 1% cash back on all other purchases |
Annual Fee: | $0 |
![[TEST] SAMU-2073-002 logo.](/offers/TSAMU-2073-002.png?c=1790124769433)
[TEST] SAMU-2073-002
Intro bonus: | N/A Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 15 billing cycles |
Ongoing APR: | 18.24% - 28.24% Variable |
Rewards: | 3% (cash back) 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases, 1% cash back on all other purchases |
Annual Fee: | $0 |
![[TEST] SAMU-2073-003 logo.](/offers/TSAMU-2073-003.png?c=1790124745565)
[TEST] SAMU-2073-003
Intro bonus: | N/A Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 15 billing cycles |
Ongoing APR: | 18.24% - 28.24% Variable |
Rewards: | 3% (cash back) 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases, 1% cash back on all other purchases |
Annual Fee: | $0 |
![[TEST] SAMU-2073-004 logo.](/offers/TSAMU-2073-004.png?c=1790124748611)
[TEST] SAMU-2073-004
Intro bonus: | N/A Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 15 billing cycles |
Ongoing APR: | 18.24% - 28.24% Variable |
Rewards: | 3% (cash back) 3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases, 1% cash back on all other purchases |
Annual Fee: | $0 |
![[TEST] Discover it® Student Cash Back logo.](/graphics/graphic-offers-placeholder.svg?c=1790124751824)
[TEST] Discover it® Student Cash Back
Intro bonus: | N/A |
|---|---|
Intro APR: | 0% on Purchases and 10.99% on Balance Transfers for 6 months |
Ongoing APR: | 17.24% - 26.24% Variable APR |
Rewards: | N/A |
Annual Fee: | $0 |
![[TEST] SAMU-1600-001 logo.](/offers/TSAMU-1600-001.svg?c=1790124758360)
[TEST] SAMU-1600-001
Intro bonus: | N/A Intro bonus |
|---|---|
Intro APR: | 11 |
Ongoing APR: | 111 |
Rewards: | 1% (Cash Rewards) 1 |
Annual Fee: | 1111 |
Short Disclaimer
![[TEST] SAMU-1732-X01-01 logo.](/offers/TSAMU-1732-X01-01.png?c=1790124756309)
[TEST] SAMU-1732-X01-01
Intro bonus: | N/A 100-update |
|---|---|
Intro APR: | 2.5%-update Apr Intro |
Ongoing APR: | 4.5%-update Apr Standard |
Rewards: | Cashbackx ( per dollar) Test Rewards Tooltip |
Annual Fee: | 20-update0 |
-update<sup>Test Short Disclaimer</sup>
![[TEST] SAMU-1959-003 logo.](/offers/TSAMU-1959-003.png?c=1790124771700)
[TEST] SAMU-1959-003
Intro bonus: | N/A |
|---|---|
Intro APR: | 0% on Purchases and 10.99% on Balance Transfers for 6 months |
Ongoing APR: | 18.24% - 27.24% Variable APR |
Rewards: | N/A |
Annual Fee: | $0 |
![[TEST] Discover it® Cash Back logo.](/graphics/graphic-offers-placeholder.svg?c=1790124759919)
[TEST] Discover it® Cash Back
Intro bonus: | N/A Dollar-for-dollar match of all cash back earned the first year |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 15 months |
Ongoing APR: | 18.24% - 27.24% Variable APR |
Rewards: | 5% (cash back) |
Annual Fee: | $0 |
How to find the best cash back credit card
Review your spending
Break down where you spend the most, like gas or groceries.
Look for an intro bonus
Check for cards that reward you with a welcome bonus.
Maximize your rewards
Find rewards that match up with your top spending categories.
Consider multiple cards
Different programs could get you more miles or points.
Start with your FICO® ScoreΘ and see card offers matched to your credit profile.
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