Credit One Bank^® Platinum X5 Visa Signature^® Metal Card

Credit One Bank is an Experian Partner

Terms Apply

Recommended FICO^® Score^Θ

Fair - Exceptional

Annual Fee:	$95
Intro APR:	N/A*
Ongoing APR:	29.74% Variable
Ongoing Balance Transfer APR:	N/A*

Card details

Enjoy this exclusive metal card for a $29.95 Premium Card Fee. Non-metal card options are available at no additional cost during card selection^±
Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter. Plus 1% cash back rewards on all other purchases^±
With $0 Fraud Liability, you won't be responsible for unauthorized charges^±
If you are a Covered Borrower under the Military Lending Act, you may get a different offer
^±Terms Apply

Pros and cons

High cash back rate on eligible purchases
$0 fraud liability

Higher APR than similar cards
Charges an annual fee

See all Credit One Bank offers

Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by the banks, lenders and credit card companies.

Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews.

*For complete information, see the offer terms and conditions on the issuer or partner’s website. Once you click apply you will be directed to the issuer or partner’s website where you may review the terms and conditions of the offer before applying. We show a summary, not the full legal terms – and before applying you should understand the full terms of the offer as stated by the issuer or partner itself. While Experian Consumer Services uses reasonable efforts to present the most accurate information, all offer information is presented without warranty.

Advertiser Disclosure: The offers that appear on this site are from third party companies that may compensate Experian Consumer Services when consumers engage with them, for example, by clicking an offer link, when an application is approved, or when an account is opened. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

^ΘCredit score calculated based on FICO^® Score 8 model. Your lender or insurer may use a different FICO^® Score than FICO^® Score 8, or another type of credit score altogether. Learn more.

Credit One Bank^® Platinum X5 Visa Signature^® Metal Card

Learn more about credit cards

How Important Is Credit Card Utilization to Your Credit Score?

What Is the Difference Between Credit Card Balance and Utilization?

How Do Credit Card Companies Make Money?

How to Avoid Balance Transfer Fees on Your Credit Card

Statement Balance vs. Current Balance: What’s the Difference?

Does Going Over My Credit Limit Affect My Credit Score?

Credit support

Credit advice

Identity Theft support

Identity Theft Advice

Money advice

Credit Card advice

Loan types

Loan advice

Auto Insurance Advice

Credit One Bank® Platinum X5 Visa Signature® Metal Card

Learn more about credit cards

How Important Is Credit Card Utilization to Your Credit Score?

What Is the Difference Between Credit Card Balance and Utilization?

How Do Credit Card Companies Make Money?

How to Avoid Balance Transfer Fees on Your Credit Card

Statement Balance vs. Current Balance: What’s the Difference?

Does Going Over My Credit Limit Affect My Credit Score?

Credit One Bank^® Platinum X5 Visa Signature^® Metal Card