[TEST] SAMU-2073-0015

Bank of America is an Experian Partner

[TEST] SAMU-2073-0015 logo.

[TEST] SAMU-2073-0015

Recommended FICO® ScoreΘ

Annual Fee:

$0

Intro APR:

0% on Purchases and Balance Transfers for 15 billing cycles

Ongoing APR:

18.24% - 28.24% Variable

Ongoing Balance Transfer APR:

18.24% - 28.24% Variable

Intro bonus:

Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • Choose 3% cash back on gas and EV charging station, online shopping/cable/internet/phone plan/streaming, dining, travel, drug store/pharmacy or home improvement/furnishing purchases.
  • If you're a Bank of America Preferred Rewards® member, you can earn 25%-75% more cash back on every purchase. That means you could earn 3.75%-5.25% cash back on purchases in your choice category.
  • No annual fee and cash rewards don’t expire as long as your account remains open.
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the Intro APR offer ends, a Variable APR that’s currently 18.24% - 28.24% will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%.
  • Contactless Cards - The security of a chip card, with the convenience of a tap.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
00
See all Bank of America offers

Get credit card offers based on your credit profile

How to find the best credit card for you

Sign up or sign in to see your personalized credit card offers. Experian matches you with offers from our trusted partners, based on your credit profile.⍉

Graphic get started sign into account.

Review card features, like rewards or low intro APRs. With Experian, you can compare multiple card offers in one place to find the right one for you.

Graphic cards choose cash back.

Click to apply for your selected card within the Experian app. Cards labeled 'No Ding Decline' won't hurt your credit scores if you are not approved.⊛

Graphic credit card submit application screen.

With Experian, you can compare personalized credit card offers matched to your credit profile from partners like Bank of America and more.

See your card matches

Checking your matched credit cards will NOT hurt your credit scores.

See why you should get your next credit card through Experian

Look for these features when comparing credit cards

Pre-approval

Check to see if you have pre-approved credit card offers. Most Experian members who visit our marketplace do.

Graphic apply pre-approved.

No Ding Decline™

Worried about your credit when applying for a new card? Cards labeled ‘No Ding Decline’ won't hurt your credit scores if you are not approved.⊛

Graphic choose no ding card screen.
See your card matches

Learn more about credit cards

How Will Rising Interest Rates Impact Credit Cards?

5 min • Sep 18, 2026

Credit Card Basics

What to Do if Your Card Gets Declined

4 min • Sep 16, 2026

Credit Card Basics

What Are Negative Interest Rates?

3 min • Sep 16, 2026

Apr

How to Negotiate a Lower Interest Rate on Your Credit Card

7 min • Sep 16, 2026

Credit Card Basics

How to Increase Your Credit Limit

7 min • Sep 16, 2026

Credit Card Basics