- No Annual Fee, earn cash back, and build your credit with responsible use.
- It's a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.
- Establish your credit line by providing a refundable security deposit of at least $200 after being approved. Bank information must be provided when submitting your deposit.
- Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
- 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score
- INTRO OFFER: We automatically match all the cash back you've earned at the end of your first year.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
Discover it® Secured
Discover is an Experian Partner
Recommended FICO® ScoreΘ
Fair
Annual Fee: | $0 |
|---|---|
Intro APR: | 10.99% on Balance Transfers for 6 months |
Ongoing APR: | 24.99% Variable |
Ongoing Balance Transfer APR: | 24.99% Variable |
Intro bonus: | Earn |
How to find the best credit card for you
Sign up or sign in to see your personalized credit card offers. Experian matches you with offers from our trusted partners, based on your credit profile.⍉
Review card features, like rewards or low intro APRs. With Experian, you can compare multiple card offers in one place to find the right one for you.
Click to apply for your selected card within the Experian app. Cards labeled 'No Ding Decline' won't hurt your credit scores if you are not approved.⊛
With Experian, you can compare personalized credit card offers matched to your credit profile from partners like Discover and more.
See your card matchesChecking your matched credit cards will NOT hurt your credit scores.
See why you should get your next credit card through Experian
Look for these features when comparing credit cards
Pre-approval
Check to see if you have pre-approved credit card offers. Most Experian members who visit our marketplace do.
No Ding Decline™
Worried about your credit when applying for a new card? Cards labeled ‘No Ding Decline’ won't hurt your credit scores if you are not approved.⊛
Find credit cards by category
Learn more about credit cards
