[TEST] Capital One Platinum Credit CardTESTV6

Capital One is an Experian Partner

Recommended FICO^® Score^Θ

Fair, New to Credit

Annual Fee:	N/A*
Intro APR:	N/A*
Ongoing APR:	29.99% (Variable)
Ongoing Balance Transfer APR:	29.99% (Variable)

Card details

No annual or hidden fees. See if you're approved in seconds
Be automatically considered for a higher credit line in as little as 6 months
Help build your credit through responsible use of a card like this
Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
Monitor your credit score with CreditWise from Capital One. It's free for everyone

Pros and cons

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Offer pros and cons are determined by our editorial team, based on independent research. The banks, lenders, and credit card companies are not responsible for any content posted on this site and do not endorse or guarantee any reviews.

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Advertiser Disclosure: The offers that appear on this site are from third party companies that may compensate Experian Consumer Services when consumers engage with them, for example, by clicking an offer link, when an application is approved, or when an account is opened. This compensation may impact how, where, and in what order the products appear on this site. The offers on the site do not represent all available financial services, companies, or products.

^ΘCredit score calculated based on FICO^® Score 8 model. Your lender or insurer may use a different FICO^® Score than FICO^® Score 8, or another type of credit score altogether. Learn more.

[TEST] Capital One Platinum Credit CardTESTV6

Learn more about credit cards

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Credit support

Credit advice

Identity Theft support

Identity Theft Advice

Money advice

Credit Card advice

Loan types

Loan advice

Auto Insurance Advice

[TEST] Capital One Platinum Credit CardTESTV6

Learn more about credit cards

How Important Is Credit Card Utilization to Your Credit Score?

What Is the Difference Between Credit Card Balance and Utilization?

How Do Credit Card Companies Make Money?

How to Avoid Balance Transfer Fees on Your Credit Card

Statement Balance vs. Current Balance: What’s the Difference?

Does Going Over My Credit Limit Affect My Credit Score?