USAA Credit Card

Wells Fargo is an Experian Partner

USAA Credit Card logo.

USAA Credit Card

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

0% intro APR for 12 months from account opening on purchases

Ongoing APR:

19.24%, 24.24%, or 29.24% Variable APR

Ongoing Balance Transfer APR:

19.24%, 24.24%, or 29.24% Variable APR

Intro bonus:

Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.

  • Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
  • Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
  • Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
  • $0 annual fee.
  • 0% intro APR for 12 months from account opening on purchases. 19.24%, 24.24%, or 29.24% variable APR thereafter.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
  • Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
  • Generous intro bonus offer

  • Elevated rewards rate for restaurants, travel, gas stations, streaming and more

  • No annual fee

  • Low base rewards rate

  • Other cards may offer a longer 0% intro APR period

See all Wells Fargo offers

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