Best rewards credit cards of 2026

N/A*

0% Intro APR for 15 months from account opening on purchases and qualifying balance transfers

14.99%-24.99% (Variable)

2% (cash back)

$0

$200

0% intro APR for 12 months from account opening on purchases and qualifying balance transfers

18.49%, 24.49%, or 28.49% Variable APR

2% (Cash Rewards)

$0

29.99%*

2% (cash back)

$0*

23.89% Variable

10% (cash back)

$35

29.74% Variable

1% (cash back)

$75 First year. $99 thereafter, billed monthly at $8.25

As High As $300 Cash Back. Find Out Your Offer.

0% on Purchases and Balance Transfers for 12 months

19.49%-28.49% Variable

1% - 6% (cash back)

$0 intro annual fee for the first year, then $95.

0% for 15 months on Balance Transfers

19.49% - 29.49% (Variable)

2x (Miles per dollar)

$0

29.74% Variable

1% (cash back)

$0

$250

0% on Purchases and Balance Transfers for 12 months

18.49% - 28.49% (Variable)

1% - 8% (cash back)

$0

60,000 Points

19.49% - 27.49% (Variable)

1x - 10x (Points per dollar)

$95

35.99%*

1% (cash back)

$0*

75,000 Miles

19.49% - 28.49% (Variable)

2x - 10x (Miles per dollar)

$395

18.74% - 26.74% (Variable)

1% - 5% (cash back)

$0

As High As 100,000 points. Find Out Your Offer.

See Pay Over Time APR

1x - 5x (Points per dollar)

$325

20,000 Miles

0% on Purchases and Balance Transfers for 15 months

18.49% - 28.49% (Variable)

1.25x - 5x (Miles per dollar)

$0

27.49% Variable

1% - 10% (cash back)

$0

$100

18.49% - 28.49% (Variable)

1% - 8% (cash back)

$0

19.49% - 29.49% (Variable)

2x (Miles per dollar)

$99, waived for first 12 months

35.99%*

1% (cash back)

$75*

19.49% - 29.49% (Variable)

1x - 6x (Miles per dollar)

$350

$200

19.49% - 27.49% (Variable)

1x - 3x (Points per dollar)

$0

35.99%*

1% (cash back)

$75 first year; then $99/year

35.99%*

1% (cash back)

$39*

29.74% Variable

1% - 5% (cash back)

$95

13.49% Variable

1% - 10% (cash back)

$49

$100

18.49% - 28.49% (Variable)

1.5% - 5% (cash back)

$0

17.49% Variable

1% - 10% (cash back)

$39

28.99% (Variable)

1.5% - 5% (cash back)

$39

28.99% (Variable)

1% - 8% (cash back)

$0

75,000 Miles

19.49% - 28.49% (Variable)

2x - 5x (Miles per dollar)

$95

29.74% Variable

1% (cash back)

$39

29.74% Variable

1% - 10% (cash back)

$95

100,000 Points

19.49%-28.49% Variable

3x - 7x (Points per dollar)

$0

28.99% (Variable)

1.5% - 5% (cash back)

$0

100,000 Points

19.49%-28.49% Variable

2x - 6x (Points per dollar)

$650

28.99% (Variable)

1.25x - 5x (Miles per dollar)

$0

Up to 125,000 Bonus Miles

19.49%-28.49% Variable

1x - 3x (Miles per dollar)

$650

Up to 90,000 Bonus Miles

19.49%-28.49% Variable

1x - 2x (Miles per dollar)

$0 introductory annual fee for the first year, then $150.

29.74% Variable

1% (cash back)

$0

Up to 100,000 Bonus Miles

19.49%-28.49% Variable

1x - 3x (Miles per dollar)

$350

130,000 Points

19.49%-28.49% Variable

3x - 12x (Points per dollar)

$0 introductory annual fee, then $150.

10,000 Miles

19.49%-28.49% Variable

1x - 2x (Miles per dollar)

$0

85,000 Points

19.49%-28.49% Variable

2x - 6x (Points per dollar)

$250

0% for 18 months on Balance Transfers

17.49% - 27.49% (Variable)

2% (cash back)

$0

0% for 18 months on Balance Transfers

17.49% - 27.49% (Variable)

2% (cash back)

$0

17.74% - 24.74% Variable

1x - 2x (Points per dollar)

$0 intro for the first year, then $95

0% on Purchases and Balance Transfers for 15 months

15.49% - 25.49% (Variable)

1-10% (cash back)

$0

N/A*

19.24%, 24.24%, or 29.24% Variable APR

1x - 3x (Points per dollar)

$0

$400

XX.XX%, XX.XX%, or XX.XX% Variable APR

1.5x - 3x (Points per dollar)

$0

$600

XX.XX%, XX.XX%, or XX.XX% Variable APR

2x - 3x (Points per dollar)

$99

0% for 18 months on Balance Transfers

18.24% - 28.24% (Variable)

2% (cash back)

$0

35.99%*

1% (cash back)

$125 first year; then $125.04/year ($10.42/mo)

35.99%*

1% (cash back)

$0*

35.99%*

1% (cash back)

$75*

$200

0% Intro APR on purchases and qualifying balance transfers for 15 billing cycles

17.49% - 27.49% Variable

1% - 6% (cash back)

$0

25,000 Points

0% Intro APR on purchases and qualifying balance transfers for 15 billing cycles

17.49% - 27.49% Variable

1.5x - 3x (Points per dollar)

$0

$200

0% Intro APR on purchases and qualifying balance transfers for 15 billing cycles

17.49% - 27.49% Variable

1.5% - 2% (cash back)

$0

0% on Purchases and Balance Transfers for 15 months

17.99% - 29.99% Variable

2% (cash back)

$0

17.99%-26.99% Variable

N/A*

N/A*

See Rates & Fees

N/A*

$250

N/A

N/A*

$550

0% on Purchases and Balance Transfers for 15 months

15.24%-26.24% Variable

N/A*

$0

17.99%-26.99% Variable

N/A*

$195

16.49% - 24.49% Variables

1% - 5-8% (cash back)

$50 (waived for the first 12 months)

0% Intro APR for 15 months on purchases

16.49% - 24.49% Variables

1% - 6% (cash back)

$50 (waived for the first 12 months)

field_roa_apr_standard

N/A*

field_roa_annual_fee_000

N/A*

N/A

14.99% - 24.99% (Variable)

1x - 5x (Points per dollar)

$0

15.49% - 24.49% (Variable)

1% - 3% (cash back)

$0

field_roa_apr_standard

N/A*

field_roa_annual_fee_000

N/A*

0% on Purchases and 10.99% on Balance Transfers for 6 months

16.49% - 25.49% Variable APR

1x (Miles per dollar)

$0

N/A*

0% on Purchases and Balance Transfers for 15 months

18.49% - 28.49% (Variable)

N/A*

$0

N/A*

0% on Purchases and Balance Transfers for 14 months

11.99% - 22.99% Variable

1% - 2% (cash back)

$0

N/A*

0% on Purchases and Balance Transfers for 15 months

18.99% - 28.99% (Variable)

5% (cash back)

$0

N/A*

See Rates & Fees

3x - 4x (Points per dollar)

$250

N/A*

0% on Purchases and Balance Transfers for 15 months

19.99% - 29.99% (Variable)

7% (cash back)

N/A

N/A*

19.99% - 29.99% (Variable)

40x - 50x (Miles per dollar)

$395

N/A*

0% on Purchases and Balance Transfers for 14 months

14.24% - 25.24% Variable

1% - 2% (cash back)

$0

N/A*

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

17.99% - 24.99% Variable

N/A*

$95

N/A*

N/A*

x ( per dollar)

N/A*

N/A*

19.99% - 29.99% (Variable)

21x (Points per dollar)

$395

N/A*

19.49% (Variable)

21x (Points per dollar)

$395

N/A*

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

N/A*

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

N/A*

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

N/A*

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

N/A*

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

N/A*

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

N/A*

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

N/A*

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

N/A*

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

N/A*

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

N/A*

19.99% - 29.49% (Variable)v

N/A*

$950

N/A*

19.24%, 24.24%, or 29.24% Variable APR

N/A*

$99

N/A*

19.99% - 29.24% (Variable)

21x (Points per dollar)

$395

N/A*

0% on Purchases and 10.99% on Balance Transfers for 6 months

17.24% - 26.24% Variable APR

N/A*

$0

10

10x (Points per dollar)

110

N/A*

11

111

1% (Cash Rewards)

1111

N/A*

20.99%-29.99% Variable

x ( per dollar)

$650

N/A*

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

10x (Points per dollar)

$0

N/A*

^{2.5%-update Apr Intro}

^{4.5%-update Apr Standard}

Cashbackx ( per dollar)

^20-update0

^{4.5% Apr Standard}

Cashbackx ( per dollar)

²⁰⁰

^{4.5% Apr Standard}

Cashbackx ( per dollar)

²⁰⁰

^{4.5% Apr Standard}

Cashbackx ( per dollar)

²⁰⁰

^{4.5% Apr Standard}

Cashbackx ( per dollar)

²⁰⁰

^{4.5% Apr Standard}

Cashbackx ( per dollar)

²⁰⁰

^{4.5% Apr Standard}

Cashbackx ( per dollar)

²⁰⁰

^{4.5% Apr Standard}

Cashbackx ( per dollar)

²⁰⁰

N/A*

See Pay Over Time APR

N/A*

$325

N/A*

0% on Purchases and 10.99% on Balance Transfers for 6 months

18.24% - 27.24% Variable APR

N/A*

$0

0% on Purchases and Balance Transfers for 12 billing cycles

18.49% - 28.74% Variable

5% (cash back)

$0

N/A*

19.99% - 29.24% (Variable)

5% (cash back)

$95

N/A*

See Pay Over Time APR

5% (cash back)

$325

N/A*

0% on Purchases and Balance Transfers for 15 months

18.24% - 27.24% Variable APR

5% (cash back)

$0

N/A*

17.74% - 27.74% (Variable)

5% (cash back)

$0

12.15% - 28.15% Variable

1x - 2x (Points per dollar)

$0