[TEST] U.S. Bank Smartly™ Visa Signature® Card

U.S. Bank is an Experian Partner

[TEST] U.S. Bank Smartly™ Visa Signature® Card logo.

[TEST] U.S. Bank Smartly™ Visa Signature® Card

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

0% on Purchases and Balance Transfers for 12 billing cycles

Ongoing APR:

18.49% - 28.74% Variable

Ongoing Balance Transfer APR:

18.49% - 28.74% Variable

Intro bonus:

Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.

  • Introducing the U.S. Bank Smartly™ Visa Signature® Card – Earn unlimited 2% cash back on all eligible purchases – and that’s just the beginning! Plus, if you have a U.S. Bank Smartly® Savings account and average daily combined qualifying balances in U.S. Bank deposit, trust or investment accounts, you can earn even more: Earn a total of 2.5% cash back. Get a 25% Smartly Earning Bonus with a qualifying balance between $5,000 - $49,999. Earn a total of 3% cash back. Get a 50% Smartly Earning Bonus with a qualifying balance between $50,000 - $99,999. Earn a total of 4% cash back. Get a 100% Smartly Earning Bonus with a qualifying balance of $100,000 or more.
  • Enjoy a 0% introductory APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR, currently 18.49%-28.74%.
  • No limit on total rewards earned.
  • Rewards do not expire unless there is no reward, purchase, or balance activity for 12 statement cycles.
  • Terms and conditions apply.
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