Best cash back credit cards of 2026

Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months

0% intro APR for 12 months from account opening on purchases and qualifying balance transfers

18.49%, 24.49%, or 28.49% Variable APR

2% (Cash Rewards)

$0

INTRO OFFER: Unlimited Cashback Match for all new cardmembers. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.

0% intro APR for 15 months on Purchases and Balance Transfers

17.49% - 26.49% Variable APR

1% - 5% (cash back)

$0

29.99%*

2% (cash back)

$0*

24.14% Variable

1% - Up to 10% (cash back)

$35

29.74% Variable

1% (cash back)

$75 First year. $99 thereafter, billed monthly at $8.25

You may be eligible for as high as $300 cash back after spending $3,000 in purchases on your new Card in the first 6 months. Welcome offers vary and you may not be eligible for an offer. Cash back is received as Reward Dollars, redeemable for statement credit or at Amazon.com checkout. Terms Apply.

0% on Purchases and Balance Transfers for 12 months

19.49%-28.49% Variable

1% - 6% (cash back)

$0 intro annual fee for the first year, then $95.

29.99% Variable

1% (cash back)

$0

$200 Cash Back after you spend $500 on purchases within 3 months from account opening

0% on Purchases and Balance Transfers for 12 months

18.49% - 28.49% (Variable)

1% - 8% (cash back)

$0

35.99%*

1% (cash back)

$0*

18.74% - 26.74% (Variable)

1% - 5% (cash back)

$0

27.49% Variable

1% - 10% (cash back)

$0

Earn $50 Cash Back when you spend $100 in the first three months

18.49% - 28.49% (Variable)

1% - 8% (cash back)

$0

35.99%*

1% (cash back)

$75*

35.99%*

1% (cash back)

Introductory fee of $75 for the first year. After that, $99 annually.*

35.99%*

1% (cash back)

$39*

29.99% Variable

1% - 5% (cash back)

$95

13.49% Variable

1% - 10% (cash back)

$49

Earn $50 Cash Back when you spend $100 in the first three months

18.49% - 28.49% (Variable)

1.5% - 5% (cash back)

$0

17.49% Variable

1% - 10% (cash back)

$39

28.99% (Variable)

1% - 8% (cash back)

$39

29.49% (Variable)

1.5% - 5% (cash back)

$39

28.99% (Variable)

1% - 8% (cash back)

$0

29.99% Variable

1% (cash back)

$39

29.74% Variable

1% - 10% (cash back)

$95

28.99% (Variable)

1.5% - 5% (cash back)

$0

29.99% Variable

1% (cash back)

$0

0% on Purchases and Balance Transfers for 15 months

15.49% - 25.49% (Variable)

1-10% (cash back)

$0

0% for 18 months on Balance Transfers

18.24% - 28.24% (Variable)

2% (cash back)

$0

35.99%*

1% (cash back)

$125*

35.99%*

1% (cash back)

$0*

35.99%*

1% (cash back)

$75*

0% on Purchases and Balance Transfers for 15 months

17.99% - 29.99% Variable

2% (cash back)

$0

0% on Purchases and Balance Transfers for 15 months

15.24%-26.24% Variable

N/A*

$0

16.49% - 24.49% Variables

1% - 5-8% (cash back)

$50 (waived for the first 12 months)

0% Intro APR for 15 months on purchases

16.49% - 24.49% Variables

1% - 6% (cash back)

$50 (waived for the first 12 months)

field_roa_apr_standard

N/A*

field_roa_annual_fee_000

15.49% - 24.49% (Variable)

1% - 3% (cash back)

$0

field_roa_apr_standard

N/A*

field_roa_annual_fee_000

24.99% Variable

1% - 2% (cash back)

$0

Unlimited Cashback Match. Discover will automatically match all the cash back you’ve earned at the end of your first year.

0% on Purchases and Balance Transfers for 14 months

11.99% - 22.99% Variable

1% - 2% (cash back)

$0

Earn $300 in welcome bonuses with a limited-time $100 Capital One Travel credit, plus earn $200 cash bonus with $500 spend within 3 months from account opening

0% on Purchases and Balance Transfers for 15 months

18.99% - 28.99% (Variable)

5% (cash back)

$0

$200 Cash Back after you spend $500 on purchases within 3 months from account opening

0% on Purchases and Balance Transfers for 15 months

19.99% - 29.99% (Variable)

7% (cash back)

N/A

Earn

0% on Purchases and Balance Transfers for 14 months

14.24% - 25.24% Variable

1% - 2% (cash back)

$0

Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

25.24% Variable

1% - 2% (cash back)

$0

25.24% Variable

1% - 2% (cash back)

$0

Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

Earn $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

0% on Purchases and Balance Transfers for 15 billing cycles

18.24% - 28.24% Variable

3% (cash back)

$0

N/A*

0% on Purchases and 10.99% on Balance Transfers for 6 months

17.24% - 26.24% Variable APR

N/A*

$0

Intro bonus

11

111

1% (Cash Rewards)

1111

^100-update

^{2.5%-update Apr Intro}

^{4.5%-update Apr Standard}

Cashbackx ( per dollar)

^20-update0

N/A*

0% on Purchases and 10.99% on Balance Transfers for 6 months

18.24% - 27.24% Variable APR

N/A*

$0

Dollar-for-dollar match of all cash back earned the first year

0% on Purchases and Balance Transfers for 15 months

18.24% - 27.24% Variable APR

5% (cash back)

$0