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Page 7
Homebuying is stressful for anyone, and LGBTQ+ couples often face some additional challeng...
Getting a mortgage and paying it on time has positive long-term benefits for your credit. ...
There isn't one right or wrong time to buy a home, but considering your personal finances ...
Cosigning a loan involves taking on a lot of financial risk with little financial upside. ...
Finding affordable housing on a low income is possible—as long as you know your options. L...
A standardized loan estimate form has replaced the good faith estimate that spelled out lo...
The expired HARP program helped millions of Americans refinance “underwater” mortgages, an...
Getting approved for an apartment means demonstrating you're a reliable tenant who will ma...
A short sale can hurt your credit, but it still may be a better option for your credit and...
Landlords look for tenants with good credit, positive rental histories, adequate income an...
Choosing between a condo and a house is about making sense of the cost—and worth—for you.
There's no universal minimum credit score to rent an apartment and requirements vary by un...
You can choose the ideal mortgage situation for you, though it might not be the one you ex...
A Freddie Mac Home Possible loan can help low- to moderate-income homebuyers qualify for a...
Do you need good credit to rent a house or apartment? It's not always essential, but a goo...
Changing the name on a title to a house may be necessary in certain situations, though the...
Will breaking a lease hurt your chances of buying a home? As long as you settle your debts...
You're normally responsible for paying your mortgage during a recession. But if you’re in ...
For homebuyers, seller financing comes with both potential rewards, such as no down paymen...
With a credit score of 650, you won't qualify for the most affordable mortgage-interest ra...
If your mortgage doesn't appear on your credit report, it could be due to paperwork errors...
A mortgage point typically allows you to buy down your interest rate in return for an upfr...
A mortgage preapproval letter is a document that can help you when shopping for a new home...
Although buying a house before you're married is becoming more common, it still comes with...
You don't have to submit a mortgage preapproval letter with your home-purchase offer, but ...
Mortgage applicants may find more flexibility with a mortgage broker, but can get equally ...
A strategic default is when a homeowner is able to make their mortgage payments but choose...
Mortgage prequalification can help you determine if you can get a mortgage without hurting...
Whether you’re buying a condo, a tiny house, or you just need a small mortgage loan amount...
Government-backed renovation loans can help buyers finance fixer-upper homes and repairs, ...
With a piggyback mortgage, you use two separate loans to buy a house—a good strategy for a...
A credit score of 750 lands a borrower in the "very good" score range, and can qualify the...
You can get multiple FHA loans in your lifetime. However, you're generally limited to one ...
Even a small change in your mortgage's interest rate can make a big difference in your ove...
The income needed to qualify for a $200,000 mortgage depends on the mortgage payment amou...
Learn about the ways you can lower your monthly mortgage payments when you first buy a hom...
Evictions don't appear on your credit report. They can, however, appear on tenant screenin...
Recessions can create good homebuying opportunities, but they also can make mortgage lende...
Breaking a lease won't show up on your credit report, but it can still hurt your credit—un...
Mortgage preapproval can save time and give you an edge over competing home buyers, but it...
Regulation Z is a consumer protection law that restricts certain lender practices and gran...
Mortgage forbearance may be a good option for relief from monthly payments in the face of ...
Landlords may review your credit report before approving your application for a lease. Her...
Buying a foreclosed home can be a challenging opportunity, one even more daunting if you h...
If you're getting ready to make a short sale on your home, don't assume your mortgage paym...
Foreclosed homes often come at bargain prices, but they're sold "as-is," so newcomers shou...
A reader asks if they can qualify for a mortgage loan if they have a few recent late payme...
Making a down payment as close to 20% of the home's purchase price as possible is ideal. B...
Being an authorized user on someone else's credit card can boost your credit score, but it...
FHA loans make it possible to buy a home if you have bad credit or minimal savings—but the...
Reverse mortgages can provide much-needed income for retired homeowners, but there are ple...
Dear Experian, How long does a new mortgage normally affect your score? – WYN Dear WYN, A ...
Buying a home with your spouse can be tricky if their credit is poor, but it's not out of ...
Does student loan debt make it harder to buy a home? Not necessarily. Here's how to manage...
By Emily Starbuck Gerson
