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You can use the 28% rule of thumb to arrive at your housing payment, or you can base your ...
A lack of credit history isn't a barrier to getting a mortgage. Manual underwriting makes ...
Sale price is just one factor to consider when buying a house. Here are some others.
An FHA home appraisal estimates fair market value and inspects a home for minimum standard...
If you’re thinking about buying a home in 2025 or refinancing your current home, here are ...
Find out which mortgage lenders issued the most mortgages.
Conforming loan limits are the maximum amount a homebuyer can borrow for a conventional mo...
A home's assessed value is used to calculate property taxes, and market value is how much ...
A cash gift from a friend or relative can help you come up with a down payment on a home. ...
While there aren’t necessarily good times or bad times to buy a home, understanding market...
A second mortgage is an additional loan on your home that lets you tap into your equity fo...
Interest-only mortgages have two repayment phases, one with lower interest-only payments f...
Paying into an escrow account with your mortgage payment? Here's how it works.
Home equity loans typically require you to have homeowners insurance to protect the loan c...
You can have a home equity loan and a home equity line of credit (HELOC) on the same home ...
It's possible to get a home equity loan on an inherited property, but your credit will be ...
Most home loans require you to pay property taxes with your monthly mortgage payments, alo...
Mortgage rates are negotiable, especially if you don't mind shopping multiple lenders and ...
If you’re considering a reverse mortgage, it’s important to understand how they work and t...
Construction loans let you buy land and build a custom home, which traditional mortgages d...
Government-backed mortgages can make homeownership possible, especially for those with bad...
Mortgage forbearance is a short-term suspension or reduction of mortgage payments granted ...
A step-by-step guide on how to get a mortgage. Here's how to navigate the process from mee...
Deciding whether a home equity loan or HELOC benefits you the most depends on your plan to...
Before applying for a home equity line of credit (HELOC), determine your eligibility, lear...
Several factors can contribute to a higher escrow bill, but there are steps you can take t...
There are two types of escrow accounts for buying a home and paying off a mortgage. Here's...
A conforming loan is a mortgage that sticks to eligibility rules determined by Fannie Mae ...
You could pay off a mortgage early with higher payments, refinancing or using windfalls, b...
A low income might limit your options, but you still could be able to buy a home.
If you’re thinking about buying a home or refinancing your existing mortgage loan, here’s ...
A short sale may benefit you if you're financially unable to make monthly mortgage payment...
Title insurance is protection for you and your lender against claims on your house arising...
When planning to buy a house in five years, come up with a savings goal, save automaticall...
Current or former military service members and their spouses may be eligible for home loan...
Due to the financial responsibility required for a mortgage, lenders consider factors like...
To estimate what you can realistically spend on a home, calculate your monthly payment and...
Tenants can buy renters insurance to protect their belongings from damage or theft and pro...
You can get a home equity loan on a rental or investment property. You might use the funds...
You may get a home equity loan with bad credit, depending on the lender. Some require mini...
Mortgage underwriting can take anywhere from a few days to several weeks. Here's how you c...
Here’s what you need to know about how mortgage interest works and how to secure a lower i...
Renters insurance is generally affordable. The amount of coverage you need, your credit sc...
Check out these guidelines to decide what policy limits you need based on the value of you...
A renters insurance policy protects you against theft in your home, your car and even when...
Some closing costs, such as loan application and origination fees, can be negotiated. But ...
You can change mortgage lenders after you've made an offer on a home, but it can be risky....
The credit score requirement for a mortgage loan can vary depending on the loan type and l...
Renters lose millions of dollars a year to scammers, so it's critical to do your research ...
If you’re considering buying mortgage discount points, here’s what you need to know to det...
The federal government sets the minimum criteria for FHA loans, but lenders may have highe...
If you're eligible, down payment assistance programs can cover some or all of your upfront...
Mortgage preapproval requires completion of a detailed application form and submission of ...
Home sellers can expect to pay substantial closing costs, such as agent commissions and ta...
By Ben Luthi
