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How to Calculate Auto Loan Interest

Before you take out an auto loan, it’s important to get a sense of what your interest char...

Ben Luthi profile imageBy Ben Luthi
Feb 20, 2025

When Will Auto Loan Rates Go Down?

You may be wondering when auto loan rates will go down. Here’s what to know about expert f...

Ben Luthi profile imageBy Ben Luthi
Feb 20, 2025

Can You Make a Car Payment With a Credit Card?

You typically can't pay your auto loan with a credit card, but even if you can, fees from ...

Karen Axelton profile imageBy Karen Axelton
Feb 19, 2025

Does Applying Jointly Help With Auto Loans?

A joint auto loan application might help you buy a new vehicle, but you'll both become co-...

Louis DeNicola profile imageBy Louis DeNicola
Feb 19, 2025

How Does an Auto Loan Hardship Program Work?

Lenders' auto loan hardship programs may let you defer payments, change your due date, mak...

Karen Axelton profile imageBy Karen Axelton
Feb 19, 2025

How to Find the Interest Rate on Your Car Loan

Not sure what interest rate you’re paying on your car loan? Learn how to find it, calculat...

Tim Maxwell profile imageBy Tim Maxwell
Feb 19, 2025

What Is the Total Cost of Owning a Car?

If you’re planning to buy a car soon, here’s what to know about the total cost of owning a...

Ben Luthi profile imageBy Ben Luthi
Feb 19, 2025

Auto Loan-to-Value Ratio Explained

If you’re planning to take out an auto loan, here’s what you need to know about the LTV ra...

Ben Luthi profile imageBy Ben Luthi
Feb 17, 2025

Do You Need Good Credit to Finance a Motorcycle?

Borrowers with good credit are more likely to qualify for better rates and terms, but ther...

Jennifer Brozic profile imageBy Jennifer Brozic
Feb 14, 2025

Can I Have Two Car Loans?

You can have two car loans. As long as a lender has approved you for them, there is no lim...

Brianna McGurran profile imageBy Brianna McGurran
Feb 8, 2025

How Long Does a Paid Auto Loan Remain on My Credit Report?

Paid auto loans will generally stay on your credit report for up to 10 years and continue ...

Louis DeNicola profile imageBy Louis DeNicola
Feb 5, 2025

Can You Get a Car Loan With No Credit?

Here’s what you should know about how your credit comes into play when applying for a car ...

Ben Luthi profile imageBy Ben Luthi
Jan 31, 2025

14 Car Loan Key Terms You Should Know

Understanding auto loan terms including interest rate, annual percentage rate (APR), loan ...

Karen Axelton profile imageBy Karen Axelton
Jan 30, 2025

What Is the Lowest Credit Score to Buy a Car?

Find out the minimum credit score you need to get a car loan and how to improve your credi...

Louis DeNicola profile imageBy Louis DeNicola
Jan 29, 2025

Can You Get a Car Loan to Buy From a Private Party?

If you’re thinking about buying a car in a private sale, here’s how the loan process typic...

Ben Luthi profile imageBy Ben Luthi
Jan 28, 2025

What to Do Once You Pay Off Your Car

Now that you paid off your car loan, get a new car title, check your credit, adjust your i...

Gayle Sato profile imageBy Gayle Sato
Jan 27, 2025

7 Ways to Pay Less Interest on a Car Loan

Lower interest rates can shrink your monthly payment and total costs. Discover how to redu...

Tim Maxwell profile imageBy Tim Maxwell
Jan 24, 2025

Total Loss Settlement Process: How Long Does It Take to Get a Check?

After your car is totaled, you need compensation right away. Here’s how long it takes to g...

Tim Maxwell profile imageBy Tim Maxwell
Jan 11, 2025

Should You Buy a Car in 2025?

If you’re considering a new car in 2025, here’s what you need to know about the state of t...

Ben Luthi profile imageBy Ben Luthi
Dec 21, 2024

What Credit Score Do I Need to Get a Car Loan?

There's no minimum credit score for auto loans, but lower scores can make qualifying for a...

Louis DeNicola profile imageBy Louis DeNicola
Dec 20, 2024

What You Should Know About Short-Term Car Leases

Short-term auto leases under 24 months can solve your temporary transportation needs, but ...

Karen Axelton profile imageBy Karen Axelton
Dec 14, 2024

How Soon Can You Refinance a Car Loan After Purchase?

It's sometimes possible to refinance an auto loan within the first three months, but it's ...

Karen Axelton profile imageBy Karen Axelton
Dec 13, 2024

The Best Way to Finance a Car

Whether you should finance a new car through a bank or an auto dealership depends on where...

Karen Axelton profile imageBy Karen Axelton
Dec 12, 2024

Should You Use a Personal Loan or Auto Loan to Finance a Car?

It's usually better to finance a car with an auto loan than a personal loan, because auto ...

Karen Axelton profile imageBy Karen Axelton
Dec 11, 2024

Short-Term vs. Long-Term Car Loans

Car loans run from 12 months to 96 months. Both short-term and long-term car loans provide...

Tim Maxwell profile imageBy Tim Maxwell
Dec 9, 2024

What Happens to a Car Loan When Someone Dies?

When someone passes away, their car loan doesn't automatically go away. Learn what happens...

Tim Maxwell profile imageBy Tim Maxwell
Dec 7, 2024

How to Get a Car Loan With No Down Payment

If you’re planning to buy a car but have no money for a down payment, here are some potent...

Ben Luthi profile imageBy Ben Luthi
Dec 6, 2024

How to Buy a Car With a Lien

If you’re buying a used car in a private-party transaction, here’s how to tell if there’s ...

Ben Luthi profile imageBy Ben Luthi
Dec 6, 2024

Used Car vs. New Car: Which Should You Buy?

Whether to buy a new car or a used car depends on your budget, vehicle preferences and nee...

Karen Axelton profile imageBy Karen Axelton
Dec 5, 2024

Should I Buy a Car With a Salvage Title?

A car with a salvage title may cost less than a comparable car with a clean title. But buy...

Tim Maxwell profile imageBy Tim Maxwell
Nov 29, 2024

Buying a Car out of State: A Complete Guide

Buying a car out of state may take more time and research, but it can help you find a bett...

Ben Luthi profile imageBy Ben Luthi
Nov 29, 2024

Do Credit Unions Offer Better Rates on Car Loans?

Credit unions can make great auto loan lenders. You can expect lower interest rates and ea...

Marianne Hayes profile imageBy Marianne Hayes
Nov 28, 2024

How to Get Out of a Car Lease

You can get out of a car lease early by terminating the lease, trading in the car for a ne...

Karen Axelton profile imageBy Karen Axelton
Nov 28, 2024

What Car Should I Buy?

If you’re planning to buy a car soon, it’s important to consider several factors when choo...

Ben Luthi profile imageBy Ben Luthi
Nov 21, 2024

What Is an Auto Lease Buyout Loan?

If you want to buy your leased vehicle when the lease term is over, an auto lease buyout l...

Karen Axelton profile imageBy Karen Axelton
Nov 17, 2024

Leasing Is the Most Popular Way to Pay for an EV

Leasing a new EV saves $88 per month on average over taking out a loan, and you may still ...

Gayle Sato profile imageBy Gayle Sato
Nov 15, 2024

Most Popular Electric Vehicles of 2024

EV models from Tesla, Ford, Hyundai, Toyota and Rivian (among others) round out the top 10...

Gayle Sato profile imageBy Gayle Sato
Nov 13, 2024

The Most Popular Cars to Lease in 2024

The Honda CR-V is America's most popular leased car for Q2 2024, and Hondas are the most c...

Karen Axelton profile imageBy Karen Axelton
Nov 4, 2024

Bad Credit Car Loan Rates for November 2024

Find out what interest rate you can expect to get on an auto loan if you have a bad credit...

Louis DeNicola profile imageBy Louis DeNicola
Nov 2, 2024

How to Buy a New Car in 10 Steps

If you’re planning to buy a car, here are some steps to help you manage the process from s...

Ben Luthi profile imageBy Ben Luthi
Oct 31, 2024

What Is the Best Way to Pay for a Car?

If you’re planning to buy a car soon, here’s what you need to know about your options for ...

Ben Luthi profile imageBy Ben Luthi
Oct 30, 2024

How to Get a Car Loan

Follow these six steps to compare auto loan offers and purchase a new car.

Louis DeNicola profile imageBy Louis DeNicola
Oct 29, 2024

Subprime Auto Loan: Guide & Rates

You may need a subprime auto loan if you have a low credit score and want to buy a new or ...

Louis DeNicola profile imageBy Louis DeNicola
Oct 29, 2024

Should I Lease or Buy an EV?

Leasing a new EV can save you money on financing, but buying your vehicle gets you a long-...

Gayle Sato profile imageBy Gayle Sato
Oct 28, 2024

Average Car Payment in 2024

Average monthly car payments have been creeping up for years, but there are ways to reduce...

Jennifer Brozic profile imageBy Jennifer Brozic
Oct 28, 2024

What is an Auto Repair Loan?

An auto repair loan can help you get your vehicle back on the road, but be sure to conside...

LaToya Irby profile imageBy LaToya Irby
Oct 27, 2024

How to Qualify for a 0% APR Car Loan

A car loan with a 0% APR will help you avoid interest charges, but there may be other cost...

Jennifer Brozic profile imageBy Jennifer Brozic
Oct 25, 2024

How to Transfer a Car Loan to a Family Member

Transferring a car loan to a family member often requires that person to submit an applica...

John Egan profile imageBy John Egan
Oct 23, 2024

Should You Get an Online Auto Loan?

Online auto loans come with competitive rates, fast prequalification and other perks. Stil...

Tim Maxwell profile imageBy Tim Maxwell
Oct 21, 2024

When Is the Best Time to Buy a Car?

If you’re planning to buy a car, here are some of the best times to do so if you want a gr...

Ben Luthi profile imageBy Ben Luthi
Oct 17, 2024

What Is a High Interest Rate for a Car Loan?

Shopping for a car loan? Terms can vary, but generally, a rate that's far above the nation...

Kim Porter profile imageBy Kim Porter
Oct 16, 2024

How Can I Pay Off My Car Loan Faster?

You can pay off your car loan faster by making more or bigger monthly payments, refinancin...

Brianna McGurran profile imageBy Brianna McGurran
Oct 14, 2024

Can You Refinance a Car Loan With the Same Lender?

Although refinancing a car loan with the same lender can offer several advantages, be sure...

John Egan profile imageBy John Egan
Oct 11, 2024

When Does It Make Sense to Refinance a Car Loan?

If you’re thinking about refinancing your car loan, here are some situations where it make...

Ben Luthi profile imageBy Ben Luthi
Oct 6, 2024

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