Wells Fargo Reflect® Card

Wells Fargo is an Experian Partner

Wells Fargo Reflect® Card logo.

Wells Fargo Reflect® Card

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

0% intro APR for 21 months from account opening on purchases and 0% intro APR for 21 months from account opening on qualifying balance transfers

Ongoing APR:

17.24%, 23.74%, or 28.99% Variable APR

Ongoing Balance Transfer APR:

17.24%, 23.74%, or 28.99% Variable APR

  • Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
  • 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.24%, 23.74%, or 28.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min: $5.
  • $0 Annual Fee.
  • Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
  • Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
00
See all Wells Fargo‘s offers

Learn more about credit cards

What Is an Authorized User on a Credit Card?

6 min • Feb 21, 2025

Credit Card Basics

7 Credit Card Tips You Should Know

5 min • Jan 23, 2025

Credit Card Basics

What Is a Good APR for a Credit Card?

6 min • Feb 26, 2025

Apr

How to Get a Secured Credit Card

6 min • Jan 22, 2025

Secured Credit Cards

How Does Credit Card Rental Car Insurance Work?

4 min • Feb 26, 2025

Credit Card Basics