![[TEST] U.S. Bank Smartly™ Visa Signature® Card logo.](/static/cred/offers/TSUM-5.png?c=1749523286045)
- Introducing the U.S. Bank Smartly™ Visa Signature® Card – Earn unlimited 2% cash back on all eligible purchases – and that’s just the beginning! Plus, if you have a U.S. Bank Smartly® Savings account and average daily combined qualifying balances in U.S. Bank deposit, trust or investment accounts, you can earn even more: Earn a total of 2.5% cash back. Get a 25% Smartly Earning Bonus with a qualifying balance between $5,000 - $49,999. Earn a total of 3% cash back. Get a 50% Smartly Earning Bonus with a qualifying balance between $50,000 - $99,999. Earn a total of 4% cash back. Get a 100% Smartly Earning Bonus with a qualifying balance of $100,000 or more.
- Enjoy a 0% introductory APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR, currently 18.49%-28.74%.
- No limit on total rewards earned.
- Rewards do not expire unless there is no reward, purchase, or balance activity for 12 statement cycles.
- Terms and conditions apply.
[TEST] U.S. Bank Smartly™ Visa Signature® Card
U.S. Bank is an Experian Partner
Recommended FICO® ScoreΘ
Good - Exceptional
Annual Fee: | $0 |
|---|---|
Intro APR: | 0% on Purchases and Balance Transfers for 12 billing cycles |
Ongoing APR: | 18.49% - 28.74% Variable |
Ongoing Balance Transfer APR: | 18.49% - 28.74% Variable |
Intro bonus: | Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. |