SoFi Credit Card

The Bank of Missouri is an Experian Partner

SoFi Credit Card logo.

SoFi Credit Card

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

0% on Purchases and Balance Transfers for 15 months

Ongoing APR:

17.99% - 29.99% Variable

Ongoing Balance Transfer APR:

17.99% - 29.99% Variable

  • Earn a $200 statement credit welcome bonus after you spend $3,000 in purchases in the first 3 months of account opening
  • Earn unlimited 2% cash back rewards on every purchase
  • 0% intro APR on purchases and balance transfers for 15 months; 17.99% - 29.99% variable APR after that. 5% fee applies to all balance transfers (min $10).
  • Upgrade from 2% cash back rewards to 3% cash back rewards for a whole year (on up to $12,000 in purchases) by setting up direct deposit
  • No annual fees and no foreign transaction fees
  • Mastercard ID Theft Protection™
  • $10 Lyft credit when you take 5 rides per month
  • 1% APR reduction after 12 monthly on time payments

  • Generous rewards rate on all eligible purchases

  • No foreign transaction fee

  • Cash back rewards can be boosted, but only if you set up direct deposit

See all The Bank of Missouri ‘s offers

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ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.

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