SoFi Credit Card

The Bank of Missouri is an Experian Partner

SoFi Credit Card

Recommended FICO^® Score^Θ

Good - Exceptional

Annual Fee:	$0
Intro APR:	0% on Purchases and Balance Transfers for 15 months
Ongoing APR:	17.99% - 29.99% Variable
Ongoing Balance Transfer APR:	17.99% - 29.99% Variable

Card details

Earn a $200 statement credit welcome bonus after you spend $3,000 in purchases in the first 3 months of account opening
Earn unlimited 2% cash back rewards on every purchase
0% intro APR on purchases and balance transfers for 15 months; 17.99% - 29.99% variable APR after that. 5% fee applies to all balance transfers (min $10).
Upgrade from 2% cash back rewards to 3% cash back rewards for a whole year (on up to $12,000 in purchases) by setting up direct deposit
No annual fees and no foreign transaction fees
Mastercard ID Theft Protection™
$10 Lyft credit when you take 5 rides per month

Pros and cons

1% APR reduction after 12 monthly on time payments
Generous rewards rate on all eligible purchases
No foreign transaction fee

Cash back rewards can be boosted, but only if you set up direct deposit

See all The Bank of Missouri ‘s offers

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^ΘCredit score calculated based on FICO^® Score 8 model. Your lender or insurer may use a different FICO^® Score than FICO^® Score 8, or another type of credit score altogether. Learn more.

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