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PCB Secured Visa® Credit Card

Plains Commerce Bank is an Experian Partner

PCB Secured Visa® Credit Card logo.

PCB Secured Visa® Credit Card

Rates and fees

Recommended FICO® ScoreΘ

Poor - Exceptional, New to Credit, Rebuilding

Annual Fee:

$39

Intro APR:

N/A*

Ongoing APR:

18.90%

Ongoing Balance Transfer APR:

N/A*

  • Upon credit approval, choose your initial collateral deposit between $200 and $1000; your credit limit will equal the collateral deposit amount
  • After the first year, you can request to increase the credit limit up to a maximum of $5,000 (subject to credit approval and additional collateral deposits)
  • This card is perfect for people new to credit as well as people looking to rebuild their credit
  • Reports monthly to all three major credit bureaus
  • Build or rebuild your credit with responsible use
  • 24/7 online account center
  • A minimum collateral deposit of $200 is required to open this account

  • Available for those with less-than-perfect credit scores

  • International transaction fee is waived for the first year and low once it kicks in

  • Reports to all three credit bureaus

  • Flexible initial deposit amount

  • Charges an annual fee

  • No rewards

  • No path to unsecured card

  • Fee to get a replacement card

See all Plains Commerce Bank‘s offers

Review Snapshot

Opinions are provided by Experian users that are actual credit card customers and do not reflect the views of Experian or the lender.

Learn more about credit cards