PCB Secured Visa^® Credit Card

Plains Commerce Bank is an Experian Partner

Recommended FICO^® Score^Θ

Poor - Exceptional, New to Credit, Rebuilding

Annual Fee:	$39
Intro APR:	N/A*
Ongoing APR:	18.90%
Ongoing Balance Transfer APR:	N/A*

Card details

Upon credit approval, choose your initial collateral deposit between $200 and $1000; your credit limit will equal the collateral deposit amount
After the first year, you can request to increase the credit limit up to a maximum of $5,000 (subject to credit approval and additional collateral deposits)
This card is perfect for people new to credit as well as people looking to rebuild their credit
Reports monthly to all three major credit bureaus
Build or rebuild your credit with responsible use
24/7 online account center
A minimum collateral deposit of $200 is required to open this account

Pros and cons

Available for those with less-than-perfect credit scores
International transaction fee is waived for the first year and low once it kicks in
Reports to all three credit bureaus
Flexible initial deposit amount

Charges an annual fee
No rewards
No path to unsecured card
Fee to get a replacement card

See all Plains Commerce Bank offers

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^ΘCredit score calculated based on FICO^® Score 8 model. Your lender or insurer may use a different FICO^® Score than FICO^® Score 8, or another type of credit score altogether. Learn more.

PCB Secured Visa^® Credit Card

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PCB Secured Visa® Credit Card

Learn more about credit cards

What Is a Credit Card Balance?

How Does Opening Multiple Rewards Credit Cards Affect My Credit?

How the Fed Rate Cuts Impact Your Finances

Can You Have a Negative Balance on a Credit Card?

Should I Complete a Balance Transfer?

What Is a Billing Cycle?

PCB Secured Visa^® Credit Card