First Progress Prestige Secured Mastercard® Cash Back Rewards

First Progress is an Experian Partner

First Progress Prestige Secured Mastercard® Cash Back Rewards logo.

First Progress Prestige Secured Mastercard® Cash Back Rewards

Recommended FICO® ScoreΘ

Poor - Good, New to Credit, Rebuilding

Annual Fee:

$49

Intro APR:

N/A*

Ongoing APR:

13.49% Variable

Ongoing Balance Transfer APR:

N/A*

  • Invest Your Refund in Your Future — Double the Rewards: Earn Up To 10% Cash Back on Purchases & 1% Back on Payments!^^
  • Now offering cash back rewards on select purchases & payments!^^
  • You Can’t Rebuild credit with a Debit Card. Try First Progress Today!1
  • Apply with no impact to your credit!**
  • Apply to Add a First Digital Mastercard to your wallet after 6-months of on-time payments!
  • Manage your statements, transactions and rewards on the First Progress Card Mobile App!
  • Build your credit history across 3 major credit reporting agencies: Equifax, Experian and TransUnion.1
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000. Submitted with Application.
  • ^^The 10% cash back rate is available only at a limited number of participating merchants. Offer percentages vary by merchant and are subject to change. See First Progress Rewards Program Terms & Conditions for details.
  • **We may pull a soft inquiry of your credit. Soft inquiries do not impact your credit score.
  • 1Cardholders who keep their balance low and pay their credit card bill on time every month typically do see an increase in their credit score.
  • Cardholders earn cash back rewards on payments

  • Reports to all three major credit bureaus (Experian, TransUnion and Equifax)

  • No credit history required or minimum credit score

  • Annual fee

  • Foreign transaction fees

  • No upgrade path to an unsecured card

See all First Progress offers

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