![[TEST] Discover it® Secured logo.](/static/cred/graphics/graphic-offers-placeholder.svg?c=1744319877040)
- No Annual Fee, earn cash back, and build your credit with responsible use.
- It's a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.
- Establish your credit line by providing a refundable security deposit from $200-$2500 after being approved. Bank information must be provided when submitting your deposit.
- Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
- 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases.
- Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score
- We automatically match all the cash back you've earned at the end of your first year.
- Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
[TEST] Discover it® Secured
Discover Card is an Experian Partner
Recommended FICO® ScoreΘ
Annual Fee: | $0 |
|---|---|
Intro APR: | 10.99% on Balance Transfers for 6 months |
Ongoing APR: | 25.24% Variable |
Ongoing Balance Transfer APR: | 25.24% Variable |
Intro bonus: | Earn |
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ΘCredit score calculated based on FICO® Score 8 model. Your lender or insurer may use a different FICO® Score than FICO® Score 8, or another type of credit score altogether. Learn more.