Capital One® Premier Dining Rewards Credit Card

Capital One is an Experian Partner

Capital One® Premier Dining Rewards Credit Card logo.

Capital One® Premier Dining Rewards Credit Card

Recommended FICO® ScoreΘ

Good - Exceptional

Annual Fee:

$0

Intro APR:

N/A*

Ongoing APR:

15.49% - 24.49% (Variable)

Ongoing Balance Transfer APR:

N/A*

  • One-time $100 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 3% cash back on dining, 2% on groceries and 1% on all other purchases
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No annual fee
  • No foreign transaction fees
00
See all Capital One offers

Learn more about credit cards

What Is a Credit Card Balance?

6 min • Feb 5, 2026

Credit Card Basics

Can You Have a Negative Balance on a Credit Card?

4 min • Feb 10, 2026

Credit Card Basics

Should I Complete a Balance Transfer?

8 min • Jan 7, 2026

Balance Transfers

What Is a Billing Cycle?

3 min • Dec 30, 2025

Credit Card Basics