SM Test – Mortgage Refi

Mortgage Refinance

Best rewards cards of 2026

Compare cards from our partners that earn points, cash back or miles on everyday spending.

Offers from our partners

Blue Cash Everyday® Card from American Express

Intro bonus:As High As $200 Cash Back. Find Out Your Offer.

Intro APR:0% on Purchases and Balance Transfers for 15 months

Ongoing APR:19.49%-28.49% Variable

Rewards:1% - 3% (cash back)

Annual Fee:$0

Wells Fargo Active Cash℠ Card test test test logo.

Wells Fargo Active Cash℠ Card test test test

Intro bonus:N/A*

Intro APR:0% Intro APR for 15 months from account opening on purchases and qualifying balance transfers

Ongoing APR:14.99%-24.99% (Variable)

Rewards:2% (cash back)

Annual Fee:$0

Credit One Bank® American Express® for Rebuilding Credit

Ongoing APR:29.74% Variable

Rewards:1% (cash back)

Annual Fee:$75 First year. $99 thereafter, billed monthly at $8.25

Blue Cash Preferred® Card from American Express

Intro bonus:As High As $300 Cash Back. Find Out Your Offer.

Intro APR:0% on Purchases and Balance Transfers for 12 months

Ongoing APR:19.49%-28.49% Variable

Rewards:1% - 6% (cash back)

Annual Fee:$0 intro annual fee for the first year, then $95.

American Airlines AAdvantage® MileUp® Card

Intro APR:0% for 15 months on Balance Transfers

Ongoing APR:19.49% - 29.49% (Variable)

Rewards:2x (Miles per dollar)

Annual Fee:$0

Credit One Bank® Secured Card

Ongoing APR:29.74% Variable

Rewards:1% (cash back)

Annual Fee:$0

Avant® Cashback Rewards Mastercard® logo.

Avant® Cashback Rewards Mastercard®

Ongoing APR:35.99%*

Rewards:1% (cash back)

Annual Fee:$0*

Chase Sapphire Preferred® Card logo.

Chase Sapphire Preferred® Card

Ongoing APR:17.74% - 24.74% Variable

Rewards:1x - 2x (Points per dollar)

Annual Fee:$0 intro for the first year, then $95

USAA Credit Card logo.

USAA Credit Card

Intro bonus:N/A*

Ongoing APR:19.24%, 24.24%, or 29.24% Variable APR

Rewards:1x - 3x (Points per dollar)

Annual Fee:$0

One Key™ Card logo.

One Key™ Card

Intro bonus:$400

Ongoing APR:XX.XX%, XX.XX%, or XX.XX% Variable APR

Rewards:1.5x - 3x (Points per dollar)

Annual Fee:$0

The Platinum Card® from American Express logo.

The Platinum Card® from American Express

Ongoing APR:N/A

Rewards:N/A*

Annual Fee:$550

Blue Cash Everyday® Card from American Express logo.

Blue Cash Everyday® Card from American Express

Intro APR:0% on Purchases and Balance Transfers for 15 months

Ongoing APR:15.24%-26.24% Variable

Rewards:N/A*

Annual Fee:$0

Platinum Delta SkyMiles® Credit Card from American Express logo.

Platinum Delta SkyMiles® Credit Card from American Express

Ongoing APR:17.99%-26.99% Variable

Rewards:N/A*

Annual Fee:$195

[TEST] Discover it® Student Cash Back logo.

[TEST] Discover it® Student Cash Back

Intro bonus:N/A*

Intro APR:0% on Purchases and 10.99% on Balance Transfers for 6 months

Ongoing APR:16.49% - 25.49% Variable APR

Rewards:1x (Miles per dollar)

Annual Fee:$0

[TEST] First PREMIER® Bank Mastercard® Credit Card logo.

[TEST] First PREMIER® Bank Mastercard® Credit Card

Intro bonus:N/A*

Intro APR:0% on Purchases and Balance Transfers for 14 months

Ongoing APR:11.99% - 22.99% Variable

Rewards:1% - 2% (cash back)

Annual Fee:$0

[TEST] Discover it® chrome logo.

[TEST] Discover it® chrome

Intro bonus:N/A*

Intro APR:0% on Purchases and Balance Transfers for 14 months

Ongoing APR:14.24% - 25.24% Variable

Rewards:1% - 2% (cash back)

Annual Fee:$0

[TEST] SAMU-2071-003 logo.

[TEST] SAMU-2071-003

Intro bonus:N/A*

Intro APR:0% on Purchases and Balance Transfers for 15 billing cycles

Ongoing APR:18.24% - 28.24% Variable

Rewards:3% (cash back)

Annual Fee:$0

[TEST] SAMU-2071-006 logo.

[TEST] SAMU-2071-006

Intro bonus:N/A*

Intro APR:0% on Purchases and Balance Transfers for 15 billing cycles

Ongoing APR:18.24% - 28.24% Variable

Rewards:3% (cash back)

Annual Fee:$0

[TEST] SAMU-2073-001 logo.

[TEST] SAMU-2073-001

Intro bonus:N/A*

Intro APR:0% on Purchases and Balance Transfers for 15 billing cycles

Ongoing APR:18.24% - 28.24% Variable

Rewards:3% (cash back)

Annual Fee:$0

[TEST] SAMU-2073-003 logo.

[TEST] SAMU-2073-003

Intro bonus:N/A*

Intro APR:0% on Purchases and Balance Transfers for 15 billing cycles

Ongoing APR:18.24% - 28.24% Variable

Rewards:3% (cash back)

Annual Fee:$0

[TEST] Marriott Bonvoy Brilliant® American Express® Card logo.

[TEST] Marriott Bonvoy Brilliant® American Express® Card

Intro bonus:N/A*

Ongoing APR:20.99%-29.99% Variable

Rewards:x ( per dollar)

Annual Fee:$650

[TEST] SAMU-1732-X01-01 logo.

[TEST] SAMU-1732-X01-01

Intro bonus:N/A*

Intro APR:2.5%-update Apr Intro

Ongoing APR:4.5%-update Apr Standard

Rewards:Cashbackx ( per dollar)

Annual Fee:20-update0

View detailsRates and fees

-update<sup>Test Short Disclaimer</sup>

[TEST] <sup>Test Credit Offer2</sup> logo.

[TEST] Test Credit Offer2

Ongoing APR:4.5% Apr Standard

Rewards:Cashbackx ( per dollar)

Annual Fee:200

View detailsRates and fees

<sup>Test Short Disclaimer</sup>

[TEST] <sup>Test Credit Offer 1</sup> logo.

[TEST] Test Credit Offer 1

Ongoing APR:4.5% Apr Standard

Rewards:Cashbackx ( per dollar)

Annual Fee:200

View detailsRates and fees

<sup>Test Short Disclaimer</sup>

[TEST] <sup>Test Credit Offer2</sup> logo.

[TEST] Test Credit Offer2

Ongoing APR:4.5% Apr Standard

Rewards:Cashbackx ( per dollar)

Annual Fee:200

View detailsRates and fees

<sup>Test Short Disclaimer</sup>

[TEST] <sup>Test Credit Offer 1</sup> logo.

[TEST] Test Credit Offer 1

Ongoing APR:4.5% Apr Standard

Rewards:Cashbackx ( per dollar)

Annual Fee:200

View detailsRates and fees

<sup>Test Short Disclaimer</sup>

[TEST] <sup>Test Credit Offer2</sup> logo.

[TEST] Test Credit Offer2

Ongoing APR:4.5% Apr Standard

Rewards:Cashbackx ( per dollar)

Annual Fee:200

View detailsRates and fees

<sup>Test Short Disclaimer</sup>

[TEST] <sup>Test Credit Offer 1</sup> logo.

[TEST] Test Credit Offer 1

Ongoing APR:4.5% Apr Standard

Rewards:Cashbackx ( per dollar)

Annual Fee:200

View detailsRates and fees

<sup>Test Short Disclaimer</sup>

[TEST] <sup>Test Credit Offer2</sup> logo.

[TEST] Test Credit Offer2

Ongoing APR:4.5% Apr Standard

Rewards:Cashbackx ( per dollar)

Annual Fee:200

View detailsRates and fees

<sup>Test Short Disclaimer</sup>

[TEST] U.S. Bank Smartly™ Visa Signature® Card logo.

[TEST] U.S. Bank Smartly™ Visa Signature® Card

Intro APR:0% on Purchases and Balance Transfers for 12 billing cycles

Ongoing APR:18.49% - 28.74% Variable

Rewards:5% (cash back)

Annual Fee:$0

See all our best rewards credit cards for 2026.

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About the author

Annalise Mantz is an editor, writer, avid traveler, fitness fan, Harry Potter nerd and home cook. Her work has appeared in publications and media sites including Stacker, Vox Media, Popsugar, Time Out and the Los Angeles Times.

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