SM Test – Mortgage Refi
Mortgage Refinance
Best rewards cards of 2026
Compare cards from our partners that earn points, cash back or miles on everyday spending.
Offers from our partners
Wells Fargo Active Cash® Card
Intro bonus:$200
Intro APR:0% intro APR for 12 months from account opening on purchases and qualifying balance transfers
Ongoing APR:18.49%, 24.49%, or 28.49% Variable APR
Rewards:2% (Cash Rewards)
Annual Fee:$0
Credit One Bank® Premier American Express® Credit Card
Ongoing APR:29.74% Variable
Rewards:1% (cash back)
Annual Fee:$39
Delta SkyMiles® Platinum American Express Card
Intro bonus:80,000 Miles
Ongoing APR:19.49%-28.49% Variable
Rewards:1x - 3x (Miles per dollar)
Annual Fee:$350
Delta SkyMiles® Blue American Express Card
Intro bonus:10,000 Miles
Ongoing APR:19.49%-28.49% Variable
Rewards:1x - 2x (Miles per dollar)
Annual Fee:$0
Chase Sapphire Preferred® Card
Ongoing APR:17.74% - 24.74% Variable
Rewards:1x - 2x (Points per dollar)
Annual Fee:$0 intro for the first year, then $95
One Key™ Card
Intro bonus:$400
Ongoing APR:XX.XX%, XX.XX%, or XX.XX% Variable APR
Rewards:1.5x - 3x (Points per dollar)
Annual Fee:$0
American Express® Gold Card
Ongoing APR:See Rates & Fees
Rewards:N/A*
Annual Fee:$250
Test Citi® / AAdvantage® Gold World Elite™ MasterCard®
Intro APR:0% Intro APR for 15 months on purchases
Ongoing APR:16.49% - 24.49% Variables
Rewards:1% - 6% (cash back)
Annual Fee:$50 (waived for the first 12 months)
MP11 - Test auto import with vind-914
Ongoing APR:field_roa_apr_standard
Rewards:N/A*
Annual Fee:field_roa_annual_fee_000
![[TEST] American Express® Gold Card logo.](https://integration.experian.com/static/cred/offers/TA016000004.png?c=1775004874151)
[TEST] American Express® Gold Card
Intro bonus:N/A*
Ongoing APR:See Rates & Fees
Rewards:3x - 4x (Points per dollar)
Annual Fee:$250
![[TEST] Discover it® chrome logo.](https://integration.experian.com/static/cred/offers/TA018000093.png?c=1775004872737)
[TEST] Discover it® chrome
Intro bonus:N/A*
Intro APR:0% on Purchases and Balance Transfers for 14 months
Ongoing APR:14.24% - 25.24% Variable
Rewards:1% - 2% (cash back)
Annual Fee:$0
![[TEST] SAMU-2071-002 logo.](https://integration.experian.com/static/cred/offers/TSAMU-2071-002.png?c=1775004874065)
[TEST] SAMU-2071-002
Intro bonus:N/A*
Intro APR:0% on Purchases and Balance Transfers for 15 billing cycles
Ongoing APR:18.24% - 28.24% Variable
Rewards:3% (cash back)
Annual Fee:$0
![[TEST] SAMU-2071-003 logo.](https://integration.experian.com/static/cred/offers/TSAMU-2071-003.png?c=1775004873811)
[TEST] SAMU-2071-003
Intro bonus:N/A*
Intro APR:0% on Purchases and Balance Transfers for 15 billing cycles
Ongoing APR:18.24% - 28.24% Variable
Rewards:3% (cash back)
Annual Fee:$0
![[TEST] SAMU-2071-005 logo.](https://integration.experian.com/static/cred/offers/TSAMU-2071-005.png?c=1775004874234)
[TEST] SAMU-2071-005
Intro bonus:N/A*
Intro APR:0% on Purchases and Balance Transfers for 15 billing cycles
Ongoing APR:18.24% - 28.24% Variable
Rewards:3% (cash back)
Annual Fee:$0
![[TEST] SAMU-2073-0015 logo.](https://integration.experian.com/static/cred/offers/TSAMU-2073-0015.png?c=1775004873127)
[TEST] SAMU-2073-0015
Intro bonus:N/A*
Intro APR:0% on Purchases and Balance Transfers for 15 billing cycles
Ongoing APR:18.24% - 28.24% Variable
Rewards:3% (cash back)
Annual Fee:$0
![[TEST] SAMU-2073-003 logo.](https://integration.experian.com/static/cred/offers/TSAMU-2073-003.png?c=1775004873936)
[TEST] SAMU-2073-003
Intro bonus:N/A*
Intro APR:0% on Purchases and Balance Transfers for 15 billing cycles
Ongoing APR:18.24% - 28.24% Variable
Rewards:3% (cash back)
Annual Fee:$0
One Key+™ Card
Intro bonus:N/A*
Ongoing APR:19.24%, 24.24%, or 29.24% Variable APR
Rewards:N/A*
Annual Fee:$99
![[TEST] Discover it® Student Cash Back logo.](https://integration.experian.com/static/cred/graphics/graphic-offers-placeholder.svg?c=1775004873180)
[TEST] Discover it® Student Cash Back
Intro bonus:N/A*
Intro APR:0% on Purchases and 10.99% on Balance Transfers for 6 months
Ongoing APR:17.24% - 26.24% Variable APR
Rewards:N/A*
Annual Fee:$0
![[TEST] SAMU-1732-X01-01 logo.](https://integration.experian.com/static/cred/offers/TSAMU-1732-X01-01.png?c=1775004873076)
[TEST] SAMU-1732-X01-01
Intro bonus:N/A*
Intro APR:2.5%-update Apr Intro
Ongoing APR:4.5%-update Apr Standard
Rewards:Cashbackx ( per dollar)
Annual Fee:20-update0
![[TEST] <sup>Test Credit Offer2</sup> logo.](https://integration.experian.com/static/cred/offers/TSAMU-1732-X01-02.png?c=1775004873077)
[TEST] Test Credit Offer2
Ongoing APR:4.5% Apr Standard
Rewards:Cashbackx ( per dollar)
Annual Fee:200
![[TEST] <sup>Test Credit Offer 1</sup> logo.](https://integration.experian.com/static/cred/offers/TSAMU-1732-X01-03.png?c=1775004872641)
[TEST] Test Credit Offer 1
Ongoing APR:4.5% Apr Standard
Rewards:Cashbackx ( per dollar)
Annual Fee:200
![[TEST] <sup>Test Credit Offer2</sup> logo.](https://integration.experian.com/static/cred/offers/TSAMU-1732-X01-04.png?c=1775004873082)
[TEST] Test Credit Offer2
Ongoing APR:4.5% Apr Standard
Rewards:Cashbackx ( per dollar)
Annual Fee:200
![[TEST] <sup>Test Credit Offer 1</sup> logo.](https://integration.experian.com/static/cred/offers/TSAMU-1732-X01-05.png?c=1775004872618)
[TEST] Test Credit Offer 1
Ongoing APR:4.5% Apr Standard
Rewards:Cashbackx ( per dollar)
Annual Fee:200
![[TEST] <sup>Test Credit Offer2</sup> logo.](https://integration.experian.com/static/cred/offers/TSAMU-1732-X01-06.png?c=1775004873079)
[TEST] Test Credit Offer2
Ongoing APR:4.5% Apr Standard
Rewards:Cashbackx ( per dollar)
Annual Fee:200
![[TEST] <sup>Test Credit Offer2</sup> logo.](https://integration.experian.com/static/cred/offers/TSAMU-1732-X01-08.png?c=1775004872649)
[TEST] Test Credit Offer2
Ongoing APR:4.5% Apr Standard
Rewards:Cashbackx ( per dollar)
Annual Fee:200
![[TEST] American Express® Gold Card logo.](https://integration.experian.com/static/cred/offers/TSAMU-1869-SZ.png?c=1775004873933)
[TEST] American Express® Gold Card
Intro bonus:N/A*
Ongoing APR:See Pay Over Time APR
Rewards:N/A*
Annual Fee:$325
![[TEST] Citi Rewards+® Card logo.](https://integration.experian.com/static/cred/graphics/graphic-offers-placeholder.svg?c=1775004873171)
[TEST] Citi Rewards+® Card
Intro bonus:N/A*
Ongoing APR:17.74% - 27.74% (Variable)
Rewards:5% (cash back)
Annual Fee:$0
![[TEST] American Express® Gold Card logo.](https://integration.experian.com/static/cred/graphics/graphic-offers-placeholder.svg?c=1775004873946)
[TEST] American Express® Gold Card
Intro bonus:N/A*
Ongoing APR:See Pay Over Time APR
Rewards:5% (cash back)
Annual Fee:$325
![[TEST] Discover it® Cash Back logo.](https://integration.experian.com/static/cred/graphics/graphic-offers-placeholder.svg?c=1775004874537)
[TEST] Discover it® Cash Back
Intro bonus:N/A*
Intro APR:0% on Purchases and Balance Transfers for 15 months
Ongoing APR:18.24% - 27.24% Variable APR
Rewards:5% (cash back)
Annual Fee:$0
USAA® Rewards™ Visa Signature® Card
Ongoing APR:12.15% - 28.15% Variable
Rewards:1x - 2x (Points per dollar)
Annual Fee:$0
See all our best rewards credit cards for 2026.
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About the author
Annalise Mantz
Annalise Mantz is an editor, writer, avid traveler, fitness fan, Harry Potter nerd and home cook. Her work has appeared in publications and media sites including Stacker, Vox Media, Popsugar, Time Out and the Los Angeles Times.
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